Lorain County property record for 256 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,610 sqft · built 1962 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jun 2016) |
| Tax Bill | $3,072 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-102-028 |
| Primary APN | 06-25-003-102-028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 890 sqft |
| 2nd Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 129 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 256 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 1 58.48 X 132.50 |
| Legal Subdivision | UNIVERSITY HEIGHTS SUBDIVISION #1 |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 48&49 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 71100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 256 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jun 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 15, 2021 | Intrafamily Transfer, Transfer |
| Apr 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2016 · Amount on Record |
| Deed Sale | Jun 28, 2016 · Amount on Record |
| Prior Sale | Jun 28, 2016 · Amount on Record |
| Deed Document Number | 0000590921 |
| Last Transfer Date | Mar 15, 2021 |
| Transfer Doc | 0000807428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 256 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 256 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Document Number | 0000859232 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022-0859232 |
| Name | LOANCARE LLC |
|---|---|
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 256 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000822842 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021-0822842 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 256 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210822842 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021-0822842 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 15, 2021 |
| Property Address | 256 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Document Number | 0000807428 |
| Map Reference | VOL 22 PG 16&17 |
| Instrument Date | Mar 13, 2021 |
| Instrument | 2021-0807428 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 CENTRAL AVE PETERBOROUGH ENGLAND PE14JL, 20, XX |
| Name | Verified Name |
|---|---|
| Address | 256 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 256 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Document Number | 0000626674 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 256 UNIVERSITY AVE ELYRIA OH 440357152, ELYRIA, OH 44035-7152 |
| Document Number | 0000626674 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 626674 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2047 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,072.00 | $64,730 (+0.01%) Land $11,740 Building $52,990 | $184,930 (-) Land $33,530 Building $151,400 |
| 2024 | $3,072.00 (+10.58%) | $64,726 (+28.82%) Land $11,736 Building $52,990 | $184,930 (+28.82%) Land $33,530 Building $151,400 |
| 2023 | $2,778.00 (+0.65%) | $50,246 (+0.01%) Land $10,234 Building $40,012 | $143,560 (-) Land $29,240 Building $114,320 |
| 2022 | $2,760.00 | $50,240 Land $10,230 Building $40,010 | |
| 2021 | $143,560 Land $29,240 Building $114,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jul 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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