260 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 260 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,644 sqft · built 1953
Lot Size	0.174 acres (7,604 sqft)
Owner	Individual Name on Record
Last Sale	$3,125,000 (Oct 2022)
Tax Bill	$44,195 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-4232-006-1640`

Property Details

APN / Parcel Number

Primary APN	`24-4232-006-1640`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,644 sqft Living Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Concrete
Lot Area	7,604 sqft (0.174 acres)
Lot Dimensions	100 ft deep x 76 ft wide
Patio Area	550 sqft

Location & Zoning

Street Address	260 RIDGEWOOD RD
City	KEY BISCAYNE
State	FL
Zip	33149-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100:SINGLE FAM,GENERAL
Legal Description	TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 2 BLK 24 LOT SIZE 76.040 X 100 OR 20518-2900 06/2002 5
Legal Range	42
Legal Township	54
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB
Legal Block	24
Legal Lot Number	2
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3003
Census Tract	4602

Owner

Source: Miami-Dade County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3215 45TH ST NW, WASHINGTON, DC 20016-2747
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Aug 1, 2018	Deed of Trust, Mortgage NORTHERN TR
May 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Document Number	2022R0787170
Deed Book / Page	33421 / 1021
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 13, 2022
Property Address	260 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1227
Document Number	0000787170
Book / Page	33421 / 1021
Map Reference	MB 53 PG 39
Instrument Date	Oct 5, 2022
Instrument	2022R0787170
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	733 CRANDON BLVD APT 206, 733, KEY BISCAYNE, FL 33149-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1227

Mortgage

Document Number	0000001025
Date	Oct 13, 2022
Instrument	33421/1025

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Nov 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	260 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1227
Document Number	0000475399
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 RIDGEWOOD RD KEY BISCAYNE FL 331491227, KEY BISCAYNE, FL 33149-1227

Mortgage

Document Number	0000475399
Date	Aug 6, 2018
Book Page	031089/004845
Instrument	475399

Lender

Name	NORTHERN TR
Address	CHICAGO, IL 60603

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 10, 2018
Property Address	260 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1227
Document Number	0000280736
Book / Page	030972 / 003925
Instrument Date	Apr 30, 2018
Instrument	280736
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$14,280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	260 RIDGEWOOD RD KEY BISCAYNE FL 331491227, KEY BISCAYNE, FL 33149-1227

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$44,195.00 (+5.65%)	$2,762,365 (+8.2%) Land $1,977,040 Building $785,325	$2,762,365 (+8.2%) Land $1,977,040 Building $785,325
2023	$41,833.00 (+78.61%)	$2,553,010 (+76.98%) Land $1,748,920 Building $804,090	$2,553,010 (+32.43%) Land $1,748,920 Building $804,090
2022	$23,422.00 Homeowner's exemption	$1,442,508	$1,927,852 Land $1,342,106 Building $585,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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