280 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 280 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,699 sqft · built 1999
Lot Size	0.175 acres (7,604 sqft)
Owner	2 Individual Names on File
Last Sale	$3,465,000 (Mar 2022)
Tax Bill	$46,096 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-4232-006-1660`

Property Details

APN / Parcel Number

Primary APN	`24-4232-006-1660`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,699 sqft Living Area
Gross Area	4,893 sqft
1st Floor Area	3,699 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	7,604 sqft (0.175 acres)
Lot Dimensions	100 ft deep x 76 ft wide
Patio Area	460 sqft

Location & Zoning

Street Address	280 RIDGEWOOD RD
City	KEY BISCAYNE
State	FL
Zip	33149-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 4 BLK 24 LOT SIZE 76.040 X 100 OR 18496-3300 0299 1 COC 25872-0037 08 2007 4
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block	24
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3003
Census Tract	4602

Owner

Source: Miami-Dade County records · APN 24-4232-006-1660

Assessment roll updated July 21, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Apr 12, 2013 · Amount on Record
Prior Transfer Date	Aug 17, 2007
Prior Transfer Doc	0000828751
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 11, 2022
Property Address	280 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1227
Document Number	0000205944
Book / Page	33062 / 3980
Map Reference	MB 53 PG 39
Instrument Date	Feb 22, 2022
Instrument	2022R0205944
Transaction Type	Transfer
Record Updated	Apr 08, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20,790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 BRICKELL AVE STE 400, 1000, MIAMI, FL 33131-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1227

Mortgage

Document Number	0000003982
Date	Mar 11, 2022
Instrument	33062/3982

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,096.00 (+2.26%) Homeowner's exemption	$2,912,013 (+2.39%)	$3,043,841 (+7.02%) Land $1,977,040 Building $1,066,801
2024	$45,077.00 (-2.02%)
2023	$46,007.00 (+55.86%) Homeowner's exemption	$2,844,168 (+55.75%) Land $1,748,920 Building $1,095,248	$2,844,168 (-1.28%) Land $1,748,920 Building $1,095,248
2022	$29,519.00 Homeowner's exemption	$1,826,164	$2,880,992 Land $1,342,106 Building $1,538,886

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 533 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.