245 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 245 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,565 sqft · built 1996
Lot Size0.179 acres (7,778 sqft)
Owner2 Individual Names on Record
Last Sale$291,000 (May 1995)
Tax Bill$17,431 (2025)
Deeds & MortgagesMar 2023 Transfer
Jan 2023 Transfer
Flood ZoneZone AE (high risk)
APN24-4232-006-1610

Property Details

APN / Parcel Number

Primary APN24-4232-006-1610

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,565 sqft Living Area
Gross Area4,830 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Construction TypeConcrete Block
Lot Area7,778 sqft (0.179 acres)
Lot Dimensions100 ft deep x 77.8 ft wide
Garage Area432 sqft
PorchSlab
Porch Area201 sqft
Patio Area65 sqft

Location & Zoning

Street Address245 RIDGEWOOD RD
CityKEY BISCAYNE
StateFL
Zip33149-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionTROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 30BLK 23 LOT SIZE 77.780 X 100 OR 18301-2849 0998 4
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block23
Legal Lot Number30
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3002
Census Tract4602

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address245 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Correction Deed
ATTORNEY ONLY, ATTORNEY
Jan 4, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 1995 · Amount on Record
Deed SaleMay 3, 1995 · Amount on Record
Deed Book / Page16768 / 3338
Last Transfer DateMar 14, 2023
Transfer Doc0000181878
Record UpdatedSep 20, 2026

March 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionDADE FL
Recording DateMar 17, 2023
Property Address245 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1226
Document Number0000181878
Book / Page33627 / 68
Map ReferenceMB 53 PG 39
Instrument DateFeb 14, 2023
Instrument2023R0181878
Record UpdatedApr 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address245 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1226

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address245 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1226

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDADE FL
Recording DateJan 4, 2023
Property Address245 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1226
Document Number0000005700
Book / Page33530 / 3983
Map ReferenceMB 53 PG 49
Instrument DateDec 15, 2022
Instrument2023R0005700
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address245 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1226

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address245 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1226

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,431.00 (+3.77%) Homeowner's exemption$1,066,782 (+5.99%)$2,983,998 (+7.44%) Land $2,022,280 Building $961,718
2023$16,798.00 (+4.79%) Homeowner's exemption$1,006,523 (+3%)$2,777,371 (+16.96%) Land $1,788,940 Building $988,431
2022$16,030.00 Homeowner's exemption$977,207$2,374,605 Land $1,372,817 Building $1,001,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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