260 Richards Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 260 Richards Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,919 sqft · built 1962
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$685,000 (Dec 2020)
Tax Bill$1,026 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-38-20-GB-*-16

Property Details

APN / Parcel Number

Primary APN28-38-20-GB-*-16
Alternative APNs
  • 28-38-20-GB-00000.0-0016.00
  • 2849077

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,919 sqft Living Area
Gross Area3,531 sqft
1st Floor Area1,841 sqft
Upper Floors Area52 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions106 ft deep x 75 ft wide
Garage TypeAttached
Garage Area468 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area366 sqft
Deck Area525 sqft
Patio Area489 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2849077
Street Address260 RICHARDS RD
CityMELBOURNE BEACH
StateFL
Zip32951-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU19
Legal DescriptionRICHARDS SUBD LOTS 15, 16 & THAT PART OF LOT 2 BLK A OF PB 1 PG 61 LYING N OF LOT 15 AND S 21 FT OF E 9.09 FT OF LOT 16 & S 21 FT OF LOT 17 BLK F OF PB 39 PG 96
Legal Range38E
Legal Township28S
Legal Section20
Legal SubdivisionRICHARDS SUBD
Legal BlockA
Legal Lot Number16
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1009
Census Tract66103

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address260 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Dec 1, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE FIRM
Jun 5, 2017Warranty Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2020 · Amount on Record
Deed SaleDec 1, 2020 · Amount on Record
Prior SaleJun 22, 2017 · Amount on Record
Deed Document Number2020267523
Deed Book / Page8936 / 579
Prior Transfer DateJan 12, 2009
Prior Transfer Doc0059105188
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address260 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0085332195
DateSep 10, 2019
Book Page8533/2195
Instrument2019196827
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 30, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 1, 2020
Property Address260 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059
Document Number0089360580
Book / Page008936 / 000580
Instrument DateNov 30, 2020
Instrument267523
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyDOCKSIDE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,795.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 RICHARDS RD MELBOURNE FL 329513059, MELBOURNE, FL 32951-3059

Mortgage

Document Number89360581
DateDec 1, 2020
Book Page008936/000581
Instrument267524
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 5, 2017
Property Address260 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059
Document Number0079062559
Book / Page007906 / 002559
Instrument DateJun 5, 2017
Instrument117616
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyTITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address197 TUDOR ROAD SW MELBOURNE #3 MELBOURNE FL 32908, 3, MELBOURNE, FL 32908

Mortgage

Document Number79062561
DateJun 5, 2017
Book Page007906/002561
Instrument117617
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$677,070 (+2.7%)$832,910 (+4.53%)
2025$1,026.00 (+22.58%) Veteran's exemption$659,270 (+5.99%)$796,820 (-4.43%)
2024$837.00 (+2.95%)
2023$813.00 (+3.04%) Disabled Person's exemption Veteran's exemption$622,030 (+3%)$833,770 (+9.74%) Land $332,500 Building $501,270
2022$789.00 Disabled Person's exemption Veteran's exemption$603,920$759,800 Land $297,500 Building $462,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 units insured
incl. 27 condo units
Nearby Flood Claims34 (1984–2017)
Claims Outside the SFHA30 of 34
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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