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230 Richards Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 230 Richards Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,082 sqft · built 2004
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Dec 2020)
Tax Bill$5,659 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-38-20-GB-*-13

Property Details

APN / Parcel Number

Primary APN28-38-20-GB-*-13
Alternative APNs
  • 28-38-20-GB-00000.0-0013.00
  • 2849074

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,082 sqft Living Area
Gross Area2,721 sqft
1st Floor Area1,077 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions127 ft deep x 75 ft wide
Garage TypeAttached
Garage Area575 sqft
PorchFinished/Open Porch
Porch Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2849074
Street Address230 RICHARDS RD
CityMELBOURNE BEACH
StateFL
Zip32951-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU19
Legal DescriptionRICHARDS SUBD LOT 13 & THAT PART OF S 1/2 OF LOT 2 BLK A OF PB 1 PG 61 LYING N OF LOT 13
Legal Range38E
Legal Township28S
Legal Section20
Legal SubdivisionRICHARDS SUBD
Legal BlockA
Legal Lot Number13
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1009
Census Tract66103

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address230 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Prior SaleOct 28, 2014 · Amount on Record
Deed Document Number2020285478
Deed Book / Page8957 / 2019
Prior Transfer DateJul 24, 2003
Prior Transfer Doc0000223901
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 21, 2020
Property Address230 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059
Document Number0089572019
Book / Page8957 / 2019
Map ReferenceMB 11 PG 16
Instrument DateDec 17, 2020
Instrument2020285478
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address230 RICHARDS RD, 230, MELBOURNE BEACH, FL 32951-3059

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 RICHARDS RD, MELBOURNE, FL 32951-3059

Mortgage

Document Number89572021
DateDec 21, 2020
Instrument8957/2021
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$449,320 (+2.7%)$569,570 (-0.52%)
2025$5,659.00 (+20.69%) Homeowner's exemption$437,510 (+19.47%)$572,520 (+6.91%) Land $190,000 Building $382,520
2023$4,689.00 (+7.28%) Homeowner's exemption$366,210 (+3%)$535,510 (+18.96%) Land $190,000 Building $345,510
2022$4,371.00 Homeowner's exemption$355,550$450,160 Land $170,000 Building $280,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 units insured
incl. 27 condo units
Nearby Flood Claims34 (1984–2017)
Claims Outside the SFHA30 of 34
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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