Brevard County property record for 270 Richards Rd, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,491 sqft · built 1962 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (May 2024) |
| Tax Bill | $3,968 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-20-GB-*-17 |
| Primary APN | 28-38-20-GB-*-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 1,491 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 127 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2849078 |
|---|---|
| Street Address | 270 RICHARDS RD |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-3059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | RICHARDS SUBD LOT 17 & PART OF LOT 2 BLK A OF PB 1 PG 61 AS DES IN ORB 1967 PG 388 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 20 |
| Legal Subdivision | RICHARDS SUBD |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE SHORES-FLORIDANA BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 66103 |
270 Richards Rd is owned and occupied by an individual who bought it in May 2024.
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 270 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 13, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Apr 6, 2020 | Warranty Deed, Transfer · Conventional with PMI CLEAR 2 CLOSE HM LNS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | Apr 6, 2020 · Amount on File |
| Deed Document Number | 202489869 |
| Deed Book / Page | 10053 / 791 |
| Prior Transfer Date | Aug 29, 2003 |
| Prior Transfer Doc | 0000271963 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 270 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 270 RICHARDS RD, MELBOURNE BCH, FL 32951-3059 |
| Document Number | 0097760621 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 9776/621 |
| Instrument | 2023087097 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 270 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0085121840 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 8512/1840 |
| Instrument | 2019176918 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 6, 2020 |
| Property Address | 270 RICHARDS RD, MELBOURNE BEACH, FL 32951-3059 |
| Document Number | 0087092881 |
| Book / Page | 008709 / 002881 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 77497 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2020 |
| Title Company | STATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 270 RICHARDS RD MELBOURNE BEACH FL 329513059, MELBOURNE BEACH, FL 32951-3059 |
| Document Number | 87092882 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 008709/002882 |
| Instrument | 77498 |
| Name | CLEAR 2 CLOSE HM LNS CORP |
|---|---|
| Address | HALLANDALE BEACH, FL 33009 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 5, 2035 |
The 2025 property tax bill for 270 Richards Rd was $3,968 with exemptions applied.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,260 (+2.7%) | $433,900 (+0.46%) | |
| 2025 | $3,968.00 Homeowner's exemption | $305,030 | $431,900 Land $190,000 Building $241,900 |
| 2023 | $4,466.00 (+7.36%) Homeowner's exemption | $353,400 (+3%) | $386,940 (+12.77%) Land $190,000 Building $196,940 |
| 2022 | $4,160.00 Homeowner's exemption | $343,110 Land $170,000 Building $173,110 | $343,110 Land $170,000 Building $173,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 270 Richards Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 106 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 27 condo units |
| Nearby Flood Claims | 34 (1984–2017) |
| Claims Outside the SFHA | 30 of 34 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 270 Richards Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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