251 Overcup Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 251 Overcup Loop, Summerville, SC 29486 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,904 sqft · built 2013
Lot Size0.179 acres (7,816 sqft)
OwnerIndividual Name on File
Last Sale$257,990 (Jun 2014)
Tax Bill$1,492 (2025)
Deeds & MortgagesNov 2017 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN195-02-02-069

Property Details

APN / Parcel Number

Primary APN195-02-02-069
Alternative APN
  • 195-00-00-047

Interior

Stories2 Stories
Building Area2,904 sqft Finished Area
Gross Area3,476 sqft
1st Floor Area2,568 sqft
2nd Floor Area336 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,816 sqft (0.179 acres)
Garage Area484 sqft
PorchSlab
Porch Area88 sqft

Location & Zoning

Street Address251 OVERCUP LOOP
CitySUMMERVILLE
StateSC
Zip29486-6969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31LINDERA PRESERVE
Legal SubdivisionCANE BAY (LINDERA PRESERVE)
Legal Lot Number31
JurisdictionBERKELEY SC
Township / Civil DivisionGOOSE CREEK-HANAHAN
Census Block Group2
Census Block2071
Census Tract20711

Owner

Source: Berkeley County records · APN 195-02-02-069

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address251 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2017Deed of Trust, Mortgage · VA Mortgage
HOMESIDE FINANCIAL LLC
Feb 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 25, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 21, 2022Intrafamily Transfer, Transfer · VA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2014 · Amount on Record
Deed SaleJun 25, 2014 · Amount on Record
Deed Document Number201414155
Deed Book / Page10822 / 37
Last Transfer DateJul 21, 2022
Transfer Doc04397/0118
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address251 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanyMEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02610/0374
DateNov 14, 2017
Book Page2610/0374
Instrument2017041291
Lender
NameHOMESIDE FINANCIAL LLC
TypeFunding / Finance Company
AddressCOLUMBIA, MD 21044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address251 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03274/0277
DateFeb 17, 2020
Book Page3274/0277
Instrument2020005619
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term334 Months
DueDec 01, 2047

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY SC
Property Address251 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03705/0418
DateFeb 25, 2021
Book Page3705/418
Instrument2021008817
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term322 Months
DueDec 01, 2047

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERKELEY SC
Recording DateOct 21, 2022
Property Address251 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969
Document Number04397/0118
Book / Page4397 / 118
Map ReferenceMB P PG 306-308
Instrument DateJul 21, 2022
Instrument2022040625
Transaction TypeTransfer
Record UpdatedNov 01, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address251 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969

Mortgage

Document Number2022040626
DateOct 21, 2022
Instrument2022040626
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$323,495 (+2,399.96%) Land $77,746 Building $245,749$457,700 (-) Land $110,000 Building $347,700
2025$1,492.00 (+3.9%) Homeowner's exemption$12,940 (-) Land $3,110 Building $9,830$457,700 (-) Land $110,000 Building $347,700
2024$1,436.00 (+0.07%) Homeowner's exemption$12,940 (-23.33%) Land $3,110 Building $9,830$457,700 (+62.71%) Land $110,000 Building $347,700
2022$1,435.00$16,878 Land $2,700 Building $14,178$281,300 Land $45,000 Building $236,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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