Iredell County property record for 260 Cartwright Rd, Harmony, NC 28634
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,209 sqft · built 2010 |
| Lot Size | 6.4 acres (278,871 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,070 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4862-28-1898.000 |
| Primary APN | 4862-28-1898.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,209 sqft Heated Area |
| Gross Area | 4,283 sqft |
| 1st Floor Area | 1,492 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 278,871 sqft (6.4 acres) |
| Lot Width | 1,392 ft Width |
| Garage Area | 834 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 568 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77473594 |
|---|---|
| Street Address | 260 CARTWRIGHT RD |
| City | HARMONY |
| State | NC |
| Zip | 28634-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | JOHNSON SR 1819 |
| Legal Subdivision | UNION GROVE EAST |
| Legal Block | 28 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | UNION GROVE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 60801 |
260 Cartwright Rd is owned and occupied by an individual who acquired it in August 2013.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 260 CARTWRIGHT RD, HARMONY, NC 28634-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST HORIZON BANK |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST HORIZON BANK |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 30, 2013 |
| Transfer Doc | 22630563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 260 CARTWRIGHT RD, HARMONY, NC 28634-9416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 260 CARTWRIGHT RD, HARMONY, NC 28634-9416 |
| Investor | Possibly a Property Investor |
| Document Number | 0002851683 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 2851/683 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 260 CARTWRIGHT RD, HARMONY, NC 28634-9416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002805522 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 2805/522 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 260 CARTWRIGHT RD, HARMONY, NC 28634-9416 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 260 CARTWRIGHT RD, HARMONY, NC 28634-9416 |
| Document Number | 2851683 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 2851/683 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 260 CARTWRIGHT RD, HARMONY, NC 28634-9416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2805522 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 2805/522 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 260 Cartwright Rd was $2,070, up 6.3% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,840 (-) | $367,590 (-) Land $70,330 Building $297,260 | |
| 2025 | $2,070.00 (+6.32%) | $340,840 (+6.56%) | $367,590 (-) Land $70,330 Building $297,260 |
| 2024 | $1,947.00 | $319,870 (-) | $367,590 (-) Land $70,330 Building $297,260 |
| 2023 | $1,947.00 (+21.08%) | $319,870 (+29.62%) | $367,590 (+26.4%) Land $70,330 Building $297,260 |
| 2022 | $1,608.00 | $246,770 | $290,810 Land $64,920 Building $225,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 260 Cartwright Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 260 Cartwright Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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