161 Cartwright Rd, Harmony, NC 28634 Property Records

Iredell County property record for 161 Cartwright Rd, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,244 sqft · built 1974
Lot Size	7.03 acres (306,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,500 (Nov 2023)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4862-38-9894.000`

Property Details

APN / Parcel Number

Primary APN	`4862-38-9894.000`
Alternative APNs	`80007233` `80107437`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,244 sqft Heated Area
Gross Area	3,107 sqft
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Finished Basement	622 sqft
Unfinished Basement	622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	306,227 sqft (7.03 acres)
Lot Width	764 ft Width
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80107437
Street Address	161 CARTWRIGHT RD
City	HARMONY
State	NC
Zip	28634-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	CARTWRIGHT SR 1819
Legal Subdivision	UNION GROVE EAST
Legal Block	38
Jurisdiction	IREDELL NC
Township / Civil Division	UNION GROVE
Census Block Group	1
Census Block	1052
Census Tract	60801

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 CARTWRIGHT RD, HARMONY, NC 28634-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Aug 4, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SHELBA BISSELL ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Aug 4, 2023 · Amount on Record
Deed Book / Page	3028 / 1669
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	161 CARTWRIGHT RD, HARMONY, NC 28634-9415
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CARTWRIGHT RD, HARMONY, NC 28634-9415

Mortgage

Document Number	0003176910
Date	Nov 17, 2025
Book Page	3176/910

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	4097 MONUMENT CORNER DR STE 600, FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Nov 20, 2023
Property Address	161 CARTWRIGHT RD, HARMONY, NC 28634-9415
Document Number	0030281669
Book / Page	3028 / 1669
Instrument Date	Nov 8, 2023
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3001 W MAIN ST APT 1937, 1937, CABOT, AR 72023-5169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 CARTWRIGHT RD, HARMONY, NC 28634-9415

Mortgage

Document Number	0030281672
Date	Nov 20, 2023
Instrument	3028/1672

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 4, 2023
Property Address	161 CARTWRIGHT RD, HARMONY, NC 28634-9415
Document Number	0003008699
Book / Page	3008 / 699
Instrument Date	Aug 3, 2023
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 CRATER RD, HARMONY, NC 28634-9422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 W MAIN ST APT 1937, 1937, CABOT, AR 72023-5169

Mortgage

Document Number	0003008702
Date	Aug 4, 2023
Book Page	3008/702

Lender

Name	SHELBA BISSELL ETAL
Type	Private Party
Address	2222 JAMES WAY, STATESVILLE, NC 28625

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,490 (-) Land $65,800 Building $133,690	$199,490 (-) Land $65,800 Building $133,690
2025	$1,236.00	$199,490 (-) Land $65,800 Building $133,690	$199,490 (-) Land $65,800 Building $133,690
2024	$1,236.00	$199,490 (-) Land $65,800 Building $133,690	$199,490 (-) Land $65,800 Building $133,690
2023	$1,236.00 (+20.7%)	$199,490 (+29.83%) Land $65,800 Building $133,690	$199,490 (+29.83%) Land $65,800 Building $133,690
2022	$1,024.00	$153,660 Land $60,740 Building $92,920	$153,660 Land $60,740 Building $92,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

May also be available: T-Mobile.

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