Iredell County property record for 186 Cartwright Rd, Harmony, NC 28634
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,660 sqft · built 2006 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,047 (Dec 2012) |
| Tax Bill | $836 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4862-39-5182.000 |
| Primary APN | 4862-39-5182.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,660 sqft Heated Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 1,660 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Width | 150 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Storage Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80011839 |
|---|---|
| Street Address | 186 CARTWRIGHT RD |
| City | HARMONY |
| State | NC |
| Zip | 28634-9415 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA |
| Legal Description | L4 CHESHIRE RIDGE PH1-PB-30-8&9 |
| Legal Subdivision | CHESHIRE RIDGE |
| Legal Block | 39 |
| Legal Lot Number | 4 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | UNION GROVE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 60801 |
186 Cartwright Rd, a mobile home, is owned by two individuals who acquired it in October 2013.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 222 CREEKWOOD DR, ADVANCE, NC 27006-9414 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2012 · Amount on File |
| Deed Sale | Dec 13, 2012 · Amount on File |
| Prior Sale | Nov 17, 2006 · Amount on File |
| Deed Book / Page | 2212 / 890 |
| Last Transfer Date | Oct 8, 2013 |
| Transfer Doc | 2269940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 186 CARTWRIGHT RD, HARMONY, NC 28634-9415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 186 CARTWRIGHT RD, HARMONY, NC 28634-9415 |
| Document Number | 0000304034 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 3040/34 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2044 |
The 2025 property tax bill for 186 Cartwright Rd was $836, up 3.7% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,580 (-) Land $21,000 Building $110,580 | $131,580 (-) Land $21,000 Building $110,580 | |
| 2025 | $836.00 (+3.72%) | $131,580 (+4.05%) Land $21,000 Building $110,580 | $131,580 (+4.05%) Land $21,000 Building $110,580 |
| 2024 | $806.00 | $126,460 (-) Land $21,000 Building $105,460 | $126,460 (-) Land $21,000 Building $105,460 |
| 2023 | $806.00 (+49.26%) | $126,460 (+65.18%) Land $21,000 Building $105,460 | $126,460 (+65.18%) Land $21,000 Building $105,460 |
| 2022 | $540.00 | $76,560 Land $13,130 Building $63,430 | $76,560 Land $13,130 Building $63,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Cartwright Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 186 Cartwright Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
May also be available: T-Mobile.
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