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260 Cape Florida Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 260 Cape Florida Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details9 bd · 9 ba · 10,964 sqft · built 2004
Lot Size0.742 acres (32,300 sqft)
OwnerCompany Name on File
Last Sale$12,000,000 (Jun 2018)
Tax Bill$256,460 (2025)
Deeds & MortgagesMay 2018 Mortgage
Jun 2018 Sale
Flood ZoneZone AE (high risk)
APN24-5205-024-0280

Property Details

APN / Parcel Number

Primary APN24-5205-024-0280

Interior

Bedrooms9 Beds
Full Baths9 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area10,964 sqft Living Area
Gross Area16,076 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof MaterialOther
Lot Area32,300 sqft (0.742 acres)
Lot Dimensions192 ft deep x 170 ft wide

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area36 sqft
Patio Area800 sqft
Boat AccessBoat Access

Location & Zoning

Street Address260 CAPE FLORIDA DR
CityKEY BISCAYNE
StateFL
Zip33149-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2000
Legal DescriptionCAPE FLORIDA SUB SEC 3 PB 79-64 LOT 13BLK 8 LOT SIZE32300.00 SQ FT COC 24015-1490 12 2005 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionCAPE FLORIDA SUB
Legal Block8
Legal Lot Number13
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1016
Census Tract4602

Owner

260 Cape Florida Dr is owned by a company that bought it in June 2018.

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address260 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2710
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 23, 2018Deed of Trust, Mortgage
PROFESSIONAL BK
Jun 4, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2018 · Amount on File
Deed SaleJun 4, 2018 · Amount on File
Prior SaleDec 5, 2005 · Amount on File
Deed Document Number2018324899
Deed Book / Page30998 / 2729
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address260 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2710
Document Number0000324900
Instrument DateMay 23, 2018
Transaction TypeMortgage
Record UpdatedJul 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 CAPE FLORIDA DR KEY BISCAYNE FL 331492710, KEY BISCAYNE, FL 33149-2710

Mortgage

Document Number0000324900
DateJun 4, 2018
Book Page030998/002731
Instrument324900
Lender
NamePROFESSIONAL BK
TypeBank
Address396 ALHAMBRA CIR # 255, CORAL GABLES, FL 33134-5045
Agreement
AmountAmount on Record
Term360 Months
DueJun 3, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJun 4, 2018
Property Address260 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2710
Document Number0000324899
Book / Page030998 / 002729
Instrument DateMay 21, 2018
Instrument324899
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$72,000.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address260 CAPE FLORIDA DR KEY BISCAYNE FL 331492710, KEY BISCAYNE, FL 33149-2710

Tax Assessment & Valuation

The 2025 property tax bill for 260 Cape Florida Dr was $256,460, up 15.8% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$256,460.00 (+15.79%)$15,109,618$17,421,897 Land $15,238,170 Building $2,183,727
2024$221,494.00 (+5.55%)
2023$209,851.00 (+6.22%)$13,742,641 (-0.24%) Land $11,531,100 Building $2,211,541$13,742,641 (-0.24%) Land $11,531,100 Building $2,211,541
2022$197,555.00$13,776,365 Land $10,497,500 Building $3,278,865$13,776,365 Land $10,497,500 Building $3,278,865

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Cape Florida Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 201 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Wilma, Oct 2005 · 26 claims
  • Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Cape Florida Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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