260 3rd St, Gonzales, CA 93926 Property Records

Monterey County property record for 260 3rd St, Gonzales, CA 93926

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,826 sqft · built 1933
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (May 2023)
Tax Bill	$9,310 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020-062-008-000`

Property Details

APN / Parcel Number

Primary APN	`020-062-008-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,826 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	260 3RD ST
City	GONZALES
State	CA
Zip	93926-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MAP OF GONZALES NE 1/2 OF LOT 4 X ALL OF LOT 5 BLK 14
Legal Subdivision	MAP OF GONZALES
Legal Block	14
Legal Lot Number	4,5
Jurisdiction	MONTEREY CA
Township / Civil Division	GONZALES
Census Block Group	3
Census Block	3006
Census Tract	10804

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 356, GONZALES, CA 93926-0356
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit MONTEREY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Dec 23, 2009
Deed Document Number	2023015556
Record Updated	Jun 8, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 23, 2023
Property Address	260 3RD ST, GONZALES, CA 93926-2635
Document Number	0000015556
Map Reference	VOL 2 PG 42
Instrument Date	May 9, 2023
Instrument	2023015556
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	260 3RD ST, GONZALES, CA 93926-2635

Mortgage

Document Number	0000015557
Date	May 23, 2023
Instrument	2023015557

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	260 3RD ST, GONZALES, CA 93926-2635
Document Number	0000004463
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	260 3RD ST GONZALES CA 93926, GONZALES, CA 93926

Mortgage

Document Number	0000004463
Date	Feb 5, 2019
Instrument	4463

Lender

Name	MONTEREY CU
Address	MONTEREY, CA 93940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Gonzales City
Unified School District	Gonzales Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,310.00 (+666.26%)	$790,704 (+667.99%) Land $332,928 Building $457,776
2023	$1,215.00 (-3.03%)	$102,957 Land $13,501 Building $89,456
2022	$1,253.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1995–1998)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GONZALES serves 8,333 people · EPA ID CA2710007
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Ranch Wifi.

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