231 3rd St, Gonzales, CA 93926 Property Records

Monterey County property record for 231 3rd St, Gonzales, CA 93926

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,725 sqft · built 1995
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Company Names on Record
Last Sale	$455,000 (Oct 2005)
Tax Bill	$8,611 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-061-003-000`

Property Details

APN / Parcel Number

Primary APN	`020-061-003-000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,725 sqft Living Area
Gross Area	1,319 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	231 3RD ST
City	GONZALES
State	CA
Zip	93926-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF GONZALES NE 40 FT OF LOT 3 BLK 13 SW 33 FT OF LOT 4 BLK 13
Legal Subdivision	MAP OF GONZALES
Legal Block	13
Legal Lot Number	3,4
Jurisdiction	MONTEREY CA
Township / Civil Division	GONZALES
Census Block Group	3
Census Block	3005
Census Tract	10804

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 368, GONZALES, CA 93926-0368
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage PACIFIC SERVICE CU
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 29, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 20, 2005 · Amount on Record
Deed Sale	Oct 20, 2005 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	0000111591
Last Transfer Date	May 29, 2024
Transfer Doc	0000018401
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	231 3RD ST, GONZALES, CA 93926-2635
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 3RD ST, GONZALES, CA 93926-2635

Mortgage

Document Number	0000028222
Date	Jun 24, 2022
Instrument	2022028222

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	WALNUT CREEK, CA 94596

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	231 3RD ST, GONZALES, CA 93926-2635
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 3RD ST, GONZALES, CA 93926-2635

Mortgage

Document Number	0000050125
Date	Sep 23, 2020
Instrument	2020050125

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 29, 2017
Property Address	231 3RD ST, GONZALES, CA 93926-2635
Document Number	0000052405
Instrument Date	Sep 21, 2017
Instrument	52405
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 368 GONZALES CA 939260368, GONZALES, CA 93926-0368

Mortgage

Document Number	52406
Date	Sep 29, 2017
Instrument	52406

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Gonzales City
Unified School District	Gonzales Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,611.00 (+95.13%)	$731,164 (+91.02%) Land $159,294 Building $571,870
2023	$4,413.00 (-3.18%)	$382,773 Land $153,109 Building $229,664
2022	$4,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1995–1998)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GONZALES serves 8,333 people · EPA ID CA2710007
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Ranch Wifi.

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