230 3rd St, Gonzales, CA 93926 Property Records

Monterey County property record for 230 3rd St, Gonzales, CA 93926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,693 sqft · built 1939
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual on Record
Last Sale	$370,000 (Sep 2015)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-062-007-000`

Property Details

APN / Parcel Number

Primary APN	`020-062-007-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Carport
Garage Area	381 sqft
Carport	Carport
Carport Area	381 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	230 3RD ST
City	GONZALES
State	CA
Zip	93926-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MAP OF GONZALES LOT 3 X SW 1/2 OF LOT 4 BLK 14
Legal Subdivision	MAP OF GONZALES
Legal Block	14
Legal Lot Number	3,4
Jurisdiction	MONTEREY CA
Township / Civil Division	GONZALES
Census Block Group	3
Census Block	3006
Census Tract	10804

Owner

Source: Monterey County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	230 3RD ST, GONZALES, CA 93926-2635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2015 · Amount on Record
Deed Sale	Sep 15, 2015 · Amount on Record
Prior Sale	Sep 15, 2015 · Amount on Record
Deed Document Number	2015051973
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	230 3RD ST, GONZALES, CA 93926-2635
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 3RD ST, GONZALES, CA 93926-2635

Mortgage

Document Number	0000028238
Date	Jun 24, 2022
Instrument	2022028238

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	230 3RD ST, GONZALES, CA 93926-2635
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 3RD ST, GONZALES, CA 93926-2635

Mortgage

Document Number	0000016169
Date	Mar 4, 2021
Instrument	2021016169

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	230 3RD ST, GONZALES, CA 93926-2635
Document Number	0000005821
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	230 3RD ST GONZALES CA 939262635, GONZALES, CA 93926-2635

Mortgage

Document Number	0000005821
Date	Feb 4, 2020
Instrument	5821

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Gonzales City
Unified School District	Gonzales Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,173.00 (+6.66%)	$437,997 (+4.04%) Land $136,132 Building $301,865
2023	$4,850.00 (-3.19%)	$420,992 Land $130,847 Building $290,145
2022	$5,010.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1995–1998)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GONZALES serves 8,333 people · EPA ID CA2710007
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Ranch Wifi.

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