26 Wheatmill Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 26 Wheatmill Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,419 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$526,000 (Jun 2024)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A903000664`

Property Details

APN / Parcel Number

Primary APN	`A903000664`
Alternative APN	`3-0004-6608-00-0081.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,419 sqft Living Area
Gross Area	4,128 sqft
1st Floor Area	2,458 sqft
Basement Area	1,271 sqft
Finished Basement	1,042 sqft
Unfinished Basement	229 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A903000664
Street Address	26 WHEATMILL CT
City	SAINT CHARLES
State	MO
Zip	63303-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIEKAMP HOMESTEAD #4 LOT 81
Legal Subdivision	DIEKAMP HOMESTEAD #4
Legal Lot Number	81
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1015
Census Tract	312300

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 18, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Jun 18, 2021	Intrafamily Transfer, Transfer AMROCK INC
Jan 29, 2018	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	202424016
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	2021R051654
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	26 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WHEATMILL CT, SAINT CHARLES, MO 63303-4301

Mortgage

Document Number	0000022620
Date	Apr 20, 2022
Instrument	2022R-022620

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 18, 2021
Property Address	26 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Document Number	2021R051652
Map Reference	MB 30 PG 1
Instrument Date	Sep 25, 2020
Instrument	2021R-051652
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 WHEATMILL CT, SAINT CHARLES, MO 63303-4301

Mortgage

Document Number	2021R051653
Date	Jun 18, 2021
Instrument	2021R-051653

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Oct 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 18, 2021
Property Address	26 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Document Number	2021R051654
Map Reference	MB 30 PG 1
Instrument Date	Sep 25, 2020
Instrument	2021R-051654
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	26 WHEATMILL CT, SAINT CHARLES, MO 63303-4301

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 29, 2018
Property Address	26 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Document Number	0068721743
Book / Page	006872 / 001743
Instrument Date	Jan 19, 2018
Instrument	53410
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 WHEATMILL CT ST CHARLES MO 633034301, ST CHARLES, MO 63303-4301

Mortgage

Document Number	68721745
Date	Jan 29, 2018
Book Page	006872/001745
Instrument	53420

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 31, 2018
Property Address	26 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Document Number	0068731752
Book / Page	006873 / 001752
Instrument Date	Jan 19, 2018
Instrument	57640
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	26 WHEATMILL CT ST CHARLES MO 633034301, ST CHARLES, MO 63303-4301

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,282 (-)	$427,800 (-) Land $75,000 Building $352,800
2025	$4,673.00 (-0.49%)	$81,282 (+2.44%)	$427,800 (+2.44%) Land $75,000 Building $352,800
2024	$4,696.00
2023		$79,346
2022			$417,609 Land $55,000 Building $362,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1979–2008)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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