20 Wheatmill Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 20 Wheatmill Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,658 sqft · built 1992
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Apr 2021)
Tax Bill	$4,275 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A903000661`

Property Details

APN / Parcel Number

Primary APN	`A903000661`
Alternative APN	`3-0004-6608-00-0078.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,658 sqft Living Area
Gross Area	4,273 sqft
1st Floor Area	2,458 sqft
Basement Area	1,315 sqft
Finished Basement	200 sqft
Unfinished Basement	1,115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A903000661
Street Address	20 WHEATMILL CT
City	SAINT CHARLES
State	MO
Zip	63303-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIEKAMP HOMESTEAD #4 LOT 78
Legal Subdivision	DIEKAMP HOMESTEAD #4
Legal Lot Number	78
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1015
Census Tract	312300

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Mar 7, 2019	Corporation Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jan 24, 2019	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Document Number	202137730
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	20 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WHEATMILL CT, SAINT CHARLES, MO 63303-4301

Mortgage

Document Number	0000052785
Date	Dec 29, 2023
Instrument	2023R-052785

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 29, 2021
Property Address	20 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Document Number	2021R037730
Map Reference	MB 30 PG 1
Instrument Date	Apr 29, 2021
Instrument	2021R-037730
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WHEATMILL CT, SAINT CHARLES, MO 63303-4301

Mortgage

Document Number	2021R037731
Date	Apr 29, 2021
Instrument	2021R-037731

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2019: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 7, 2019
Property Address	20 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Document Number	0070440662
Book / Page	7044 / 0662
Map Reference	MB 30 PG 1
Instrument Date	Mar 6, 2019
Instrument	20190307000103140
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 UNEATMILL CT, SOUTH GLENS FALLS, NY 12803

Mortgage

Document Number	20190307000103150
Date	Mar 7, 2019
Instrument	20190307000103150

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 24, 2019
Property Address	20 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Document Number	0070290324
Book / Page	007029 / 000324
Instrument Date	Sep 5, 2018
Instrument	37950
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,304 (-)	$391,075 (-) Land $75,000 Building $316,075
2025	$4,275.00	$74,304 (-2.34%)	$391,075 (-2.34%) Land $75,000 Building $316,075
2023		$76,083
2022			$400,437 Land $55,000 Building $345,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1979–2008)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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