10 Wheatmill Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 10 Wheatmill Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,440 sqft · built 1992
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Oct 2018)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A903000656`

Property Details

APN / Parcel Number

Primary APN	`A903000656`
Alternative APN	`3-0004-6608-00-0073.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
1st Floor Area	1,363 sqft
Basement Area	1,315 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Brick Veneer
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	155 sqft
Deck Area	443 sqft
Patio Area	443 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A903000656
Old Parcel Number	A903000656
Street Address	10 WHEATMILL CT
City	SAINT CHARLES
State	MO
Zip	63303-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIEKAMP HOMESTEAD #4 LOT 73
Legal Range	04E
Legal Township	46N
Legal Subdivision	DIEKAMP HOMESTEAD #4
Legal Lot Number	73
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1015
Census Tract	312300

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage A1 MTG GRP LLC
Oct 26, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	0069951672
Deed Book / Page	6995 / 1672
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Document Number	0072200286
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	ATG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 WHEATMILL CT ST CHARLES MO 633034301, ST CHARLES, MO 63303-4301

Mortgage

Document Number	0072200286
Date	Jan 23, 2020
Book Page	007220/000286
Instrument	45330

Lender

Name	A1 MTG GRP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 26, 2018
Property Address	10 WHEATMILL CT, SAINT CHARLES, MO 63303-4301
Document Number	0069951672
Book / Page	006995 / 001672
Instrument Date	Oct 25, 2018
Instrument	612940
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 WHEATMILL CT ST CHARLES MO 633034301, ST CHARLES, MO 63303-4301

Mortgage

Document Number	69951674
Date	Oct 26, 2018
Book Page	006995/001674
Instrument	612950

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$79,540
2022		$418,630 Land $55,000 Building $363,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1979–2008)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Wheatmill Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures