Madison County property record for 26 Wheat Dr, Troy, IL 62294 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,392 sqft · built 1991 |
| Lot Size | 0.366 acres (15,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Sep 2022) |
| Tax Bill | $6,039 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 5 more |
| APN | 09-2-22-14-13-301-026 |
| Primary APN | 09-2-22-14-13-301-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 15,964 sqft (0.366 acres) |
| Lot Dimensions | 159 ft deep x 100 ft wide |
| Garage Type | Attached |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 26 WHEAT DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST RUN 2ND ADDN LOT 26 100 X 159.64 IRR |
| Legal Subdivision | HARVEST RUN SECOND ADDN |
| Legal Lot Number | 26 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 403532 |
Source: Madison County records · APN 09-2-22-14-13-301-026
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 06, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jul 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Apr 10, 2017 | Deed of Trust, Mortgage FIRST COLLINSVILLE BANK |
| Nov 04, 2020 | Warranty Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Aug 13, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jun 14, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Mar 01, 2017 | Loan Modification, Mortgage · Conventional with PMI FIRST COLLINSVILLE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2022 · Amount on Record |
| Deed Sale | Sep 06, 2022 · Amount on Record |
| Prior Sale | Jul 21, 2021 · Amount on Record |
| Deed Document Number | 202229384 |
| Prior Transfer Date | May 30, 2014 |
| Prior Transfer Doc | 0000016489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 06, 2022 |
| Property Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Document Number | 0000029384 |
| Map Reference | PC 56 PG 64 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022R29384 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Document Number | 0000029385 |
|---|---|
| Date | Sep 06, 2022 |
| Instrument | 2022R29385 |
| Name | GUARANTEED RATE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 21, 2021 |
| Property Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Document Number | 0000030745 |
| Map Reference | PC 56 PG 64 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021R30745 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Document Number | 0000030746 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021R30746 |
| Name | BUSEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011857 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 2017R11857 |
| Name | FIRST COLLINSVILLE BANK |
|---|---|
| Type | Bank |
| Address | EDWARDSVILLE, IL 62025 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Nov 04, 2020 |
| Property Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Document Number | 0000040282 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 40282 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2020 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 OVERLOOK DR EDWARDSVILLE IL 620255237, EDWARDSVILLE, IL 62025-5237 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Document Number | 0000031545 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26 WHEAT DR TROY IL 622942231, TROY, IL 62294-2231 |
| Document Number | 0000031545 |
|---|---|
| Date | Sep 09, 2020 |
| Instrument | 31545 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Sep 08, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 14, 2017 |
| Property Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Document Number | 0000019669 |
| Instrument Date | Jun 06, 2017 |
| Instrument | 19669 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26 WHEAT DR TROY IL 622942231, TROY, IL 62294-2231 |
| Document Number | 19670 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 19670 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 26 WHEAT DR, TROY, IL 62294-2231 |
| Document Number | 0000009592 |
| Instrument Date | Mar 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26 WHEAT DR TROY IL 622942231, TROY, IL 62294-2231 |
| Document Number | 0000009592 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 9592 |
| Name | FIRST COLLINSVILLE BK |
|---|---|
| Type | Bank |
| Address | COLLINSVILLE, IL 62234 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 23, 2022 |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,039.00 (+6.9%) | $100,310 (+28.29%) Land $13,840 Building $86,470 | $300,930 (+28.16%) Land $41,520 Building $259,410 |
| 2024 | $5,649.00 (+13.64%) | ||
| 2022 | $4,971.00 | $78,190 Land $10,790 Building $67,400 | $234,804 Land $32,402 Building $202,402 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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