23 Wheat Dr, Troy, IL 62294 Property Records

Madison County property record for 23 Wheat Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,538 sqft · built 1992
Lot Size	0.736 acres (32,062 sqft)
Owner	Company Name on File
Tax Bill	$6,428 (2025)
Deeds & Mortgages	Jan 2026 Sale Mar 2018 Mortgage + 1 more
APN	`09-2-22-14-13-301-023`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-14-13-301-023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	32,062 sqft (0.736 acres)
Lot Dimensions	160 ft deep x 200 ft wide
Garage Type	Attached
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	23 WHEAT DR
City	TROY
State	IL
Zip	62294-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST RUN 2ND ADDN LOT 23 200 X 160.31 IRR
Legal Subdivision	HARVEST RUN SECOND ADDN
Legal Lot Number	23
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1000
Census Tract	403532

Owner

23 Wheat Dr is owned by a company that acquired it in January 2026 and is owner-occupied.

Source: Madison County records, as of June 25, 2026

Owner of Record	Company Name on File
Mailing Address	23 WHEAT DR, TROY, IL 62294-2231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE
Jan 21, 2020	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026
Deed Sale	Jan 21, 2026
Prior Sale	Jan 21, 2020 · Amount on File
Deed Document Number	20261925
Prior Transfer Date	Jan 20, 2026
Prior Transfer Doc	0000001925
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 21, 2026
Property Address	23 WHEAT DR, TROY, IL 62294-2231
Document Number	0000001925
Map Reference	PC 56 PG 64
Instrument Date	Jan 20, 2026
Instrument	2026R01925
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 WHEAT DR, TROY, IL 62294-2231

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	23 WHEAT DR, TROY, IL 62294-2231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006158
Date	Mar 1, 2018
Instrument	2018R06158

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 21, 2020
Property Address	23 WHEAT DR, TROY, IL 62294-2231
Document Number	0000002219
Map Reference	PC56 PG64
Instrument Date	Jan 17, 2020
Instrument	2020R02219
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 WHEAT DR, TROY, IL 62294-2231

Mortgage

Document Number	0000002220
Date	Jan 21, 2020
Instrument	2020R02220

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

The 2025 property tax bill for 23 Wheat Dr was $6,428 with a homeowner's exemption, up 6.9% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,428.00 (+6.88%) Homeowner's exemption	$106,380 (+7.24%) Land $21,090 Building $85,290	$319,140 (+7.24%) Land $63,270 Building $255,870
2024	$6,014.00	$99,200 Land $19,670 Building $79,530	$297,600 Land $59,010 Building $238,590
2022	$5,297.00	$82,930 Land $16,450 Building $66,480	$249,039 Land $49,399 Building $199,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 23 Wheat Dr; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Wheat Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYVILLE serves 10,150 people · EPA ID IL1190750
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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