22 Wheat Dr, Troy, IL 62294 Property Records

Madison County property record for 22 Wheat Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1991
Lot Size	0.368 acres (16,048 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Apr 2020)
Tax Bill	$4,860 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2022 Mortgage + 2 more
APN	`09-2-22-14-13-301-022`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-14-13-301-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	16,048 sqft (0.368 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	22 WHEAT DR
City	TROY
State	IL
Zip	62294-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST RUN 1ST ADDN LOT 22 100 X 160.48 IRR
Legal Subdivision	HARVEST RUN FIRST ADDN
Legal Lot Number	22
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1000
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 WHEAT DR, TROY, IL 62294-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit FCB BANKS
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MTG CORP
Jun 9, 2017	Warranty Deed, Transfer ABSTRACTS AND TITLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	202012275
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	22 WHEAT DR, TROY, IL 62294-2231
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018629
Date	Jul 17, 2023
Instrument	2023R18629

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	22 WHEAT DR, TROY, IL 62294-2231
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021108
Date	Jun 23, 2022
Instrument	2022R21108

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 16, 2020
Property Address	22 WHEAT DR, TROY, IL 62294-2231
Document Number	0000012275
Map Reference	PL CAB 54 PG 173
Instrument Date	Apr 6, 2020
Instrument	2020R12275
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 WHEAT DR, TROY, IL 62294-2231

Mortgage

Document Number	0000012276
Date	Apr 16, 2020
Instrument	2020R12276

Lender

Name	AMERICAN PORTFOLIO MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.13%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 9, 2017
Property Address	22 WHEAT DR, TROY, IL 62294-2231
Document Number	0000019120
Map Reference	PL CAB 54 PF 173
Instrument Date	Jun 5, 2017
Instrument	2017R19120
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS AND TITLES

Transaction

Amount	Amount Recorded
Tax	$282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 WHEAT DR, TROY, IL 62294-2231

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,860.00 (+7.02%)	$81,890 (+28.27%) Land $13,840 Building $68,050	$245,670 (+28.15%) Land $41,520 Building $204,150
2024	$4,541.00 (+14.01%)
2022	$3,983.00	$63,840 Land $10,790 Building $53,050	$191,711 Land $32,402 Building $159,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYVILLE serves 10,150 people · EPA ID IL1190750
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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