26 Torosa, Lake Forest, CA 92630 Property Records

Orange County property record for 26 Torosa, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,319 sqft · built 2016
Lot Size	0.084 acres (3,678 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,973 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-641-47`

Property Details

APN / Parcel Number

Primary APN	`610-641-47`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,319 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	3,678 sqft (0.084 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	26 TOROSA
City	LAKE FOREST
State	CA
Zip	92630-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17542 BLK LOT 50
Legal Subdivision	TRACT NO. 17542
Legal Tract	17542
Legal Lot Number	50
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2006
Census Tract	52422

Owner

26 Torosa is owned and occupied by two individuals.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 TOROSA, LAKE FOREST, CA 92630-8911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CTBC BANK CORP USA
Jun 18, 2018	Grant Deed, Transfer · ARM CTBC BANK CORP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 TOROSA, LAKE FOREST, CA 92630-8911
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MEADE, IRVINE, CA 92620-2623

Mortgage

Document Number	0000239927
Date	Jul 7, 2022
Instrument	2022000239927

Lender

Name	CTBC BANK CORP USA
Type	Bank
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2025
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	9.12%
Index	Other
Max Rate	10.1%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 18, 2018
Property Address	26 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000222391
Map Reference	MB956 PG31-35
Instrument Date	May 31, 2018
Instrument	2018000222391
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	26 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000222392
Date	Jun 18, 2018
Instrument	2018000222392

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	9.99%
Index	1-Year LIBOR
Max Rate	9.99%

Tax Assessment & Valuation

The 2025 property tax bill for 26 Torosa was $14,973 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,450,721 (+2%) Land $871,184 Building $579,537
2025	$14,973.00 Homeowner's exemption	$1,422,276 Land $854,102 Building $568,174
2023	$14,368.00 (+1.41%)	$1,367,049 Land $820,937 Building $546,112
2022	$14,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26 Torosa in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Torosa is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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