23 Torosa, Lake Forest, CA 92630 Property Records

Orange County property record for 23 Torosa, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,121 sqft · built 2017
Lot Size	0.078 acres (3,409 sqft)
Owner	Individual Name on Record
Last Sale	$1,650,000 (Mar 2024)
Tax Bill	$17,854 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`610-641-65`

Property Details

APN / Parcel Number

Primary APN	`610-641-65`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,121 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	3,409 sqft (0.078 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	23 TOROSA
City	LAKE FOREST
State	CA
Zip	92630-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17542 BLK LOT 62
Legal Tract	17542
Legal Lot Number	62
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2012
Census Tract	52422

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 TOROSA, LAKE FOREST, CA 92630-8911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Mar 6, 2024	Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK
Jan 12, 2018	Grant Deed, Subdivision Related Transfer WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Deed Document Number	2024000050327
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23 TOROSA, LAKE FOREST, CA 92630-8911
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000313681
Date	Nov 17, 2025
Instrument	2025000313681

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	12.1%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 6, 2024
Property Address	23 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000050327
Map Reference	MB 956 PG 31-35
Instrument Date	Feb 20, 2024
Instrument	2024000050327
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000050328
Date	Mar 6, 2024
Instrument	2024000050328

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Apr 1, 2034
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Max Rate	13.3%

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 12, 2018
Property Address	23 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000012064
Instrument Date	Dec 28, 2017
Instrument	12064
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2018
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$1,113.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 TOROSA LAKE FOREST CA 926308911, LAKE FOREST, CA 92630-8911

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,854.00 (+53.9%)	$1,683,000 (+52.07%) Land $1,119,774 Building $563,226
2023	$11,601.00 (+1.83%) Homeowner's exemption	$1,106,754 Land $645,048 Building $461,706
2022	$11,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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