22 Torosa, Lake Forest, CA 92630 Property Records

Orange County property record for 22 Torosa, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,507 sqft · built 2016
Lot Size	0.095 acres (4,149 sqft)
Owner	2 Company Names on Record
Last Sale	$1,950,000 (Sep 2023)
Tax Bill	$21,035 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-641-46`

Property Details

APN / Parcel Number

Primary APN	`610-641-46`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,507 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	4,149 sqft (0.095 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	22 TOROSA
City	LAKE FOREST
State	CA
Zip	92630-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17542 BLK LOT 49
Legal Subdivision	TRACT NO. 17542
Legal Tract	17542
Legal Lot Number	49
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2006
Census Tract	52422

Owner

Source: Orange County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	22 TOROSA, LAKE FOREST, CA 92630-8911
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Jun 14, 2018	Grant Deed, Transfer · ARM CTBC BANK CORP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Record Updated	Jun 8, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 28, 2023
Property Address	22 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000237055
Map Reference	MB 956 PG 31-35
Instrument Date	Sep 13, 2023
Instrument	2023000237055
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000237056
Date	Sep 28, 2023
Instrument	2023000237056

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 14, 2018
Property Address	22 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000217426
Map Reference	MB956 PG31-35
Instrument Date	May 31, 2018
Instrument	2018000217426
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000217427
Date	Jun 14, 2018
Instrument	2018000217427

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	10.7%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,035.00 (+1.85%)	$1,989,000 (+34.72%) Land $1,344,475 Building $644,525
2024	$20,652.00 (+32.48%)
2023	$15,589.00 (+1.82%)	$1,476,413 Land $908,622 Building $567,791
2022	$15,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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