26 Summit Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 26 Summit Ave, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1924
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$275,100 (Jan 2026)
Tax Bill	$5,460 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
APN	`381700 90.64-1-8`

Property Details

APN / Parcel Number

Primary APN	`381700 90.64-1-8`
Alternative APN	`1308390`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,032 sqft
Upper Floors Area	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	151 ft deep x 140 ft wide
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1308390
Street Address	26 SUMMIT AVE
City	TROY
State	NY
Zip	12180-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	1.5 STY FR HSE 390-1/PT X
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	40500

Owner

26 Summit Ave is owned by two individuals who bought it in January 2026.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	253 9TH ST, TROY, NY 12180-1606
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CO
Nov 13, 2020	Warranty Deed, Transfer · Conventional with PMI HOMESTEAD FNDG
Nov 2, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on File
Deed Sale	Jan 2, 2026 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Document Number	20262025665798
Deed Book / Page	11161 / 245
Prior Transfer Date	Oct 23, 2007
Prior Transfer Doc	0044050291
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 2, 2026
Property Address	26 SUMMIT AVE, TROY, NY 12180-1447
Document Number	0111610245
Book / Page	11161 / 245
Instrument Date	Sep 8, 2025
Instrument	2025-665798
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	253 9TH ST, TROY, NY 12180-1606

Mortgage

Document Number	2025665799
Date	Jan 2, 2026
Instrument	2025-665799

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 13, 2020
Property Address	26 SUMMIT AVE, TROY, NY 12180-1447
Document Number	0000578167
Book / Page	009359 / 000221
Instrument Date	Nov 2, 2020
Instrument	578167
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WASHINGTON PL #1 TROY NY 121804424, 1, TROY, NY 12180-4424

Mortgage

Document Number	578168
Date	Nov 13, 2020
Book Page	009359/000225
Instrument	578168

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	26 SUMMIT AVE, TROY, NY 12180-1447
Document Number	0000578168
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WASHINGTON PL #1 TROY NY 121804424, 1, TROY, NY 12180-4424

Mortgage

Document Number	0000578168
Date	Nov 13, 2020
Book Page	009359/000225
Instrument	578168

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 26 Summit Ave was $5,460, down 22.1% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,460.00 (-22.07%)
2025	$7,006.00	$150,000 (-) Land $29,800 Building $120,200	$256,800 (+11.27%) Land $51,018 Building $205,782
2024		$150,000 (-) Land $29,800 Building $120,200	$230,800 (+7.7%) Land $45,852 Building $184,948
2023		$150,000 (-) Land $29,800 Building $120,200	$214,300 (+8.58%) Land $42,574 Building $171,726
2022	$6,822.00	$150,000 Land $29,800 Building $120,200	$197,368 Land $39,210 Building $158,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 26 Summit Ave.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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