26 Split Rock Dr, Waterbury, CT 06706 Property Records

Waterbury City property record for 26 Split Rock Dr, Waterbury, CT 06706

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,825 sqft · built 1957
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2017)
Tax Bill	$7,421 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48811460021`

Property Details

APN / Parcel Number

Primary APN	`48811460021`
Alternative APNs	`WATE M:0488 B:1146 L:0021` `WBRY M:0488 B:1146 L:0021`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area
Basement Area	1,013 sqft
Unfinished Basement	1,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	48811460021
Street Address	26 SPLIT ROCK DR
City	WATERBURY
State	CT
Zip	06706-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	1146
Legal Lot Number	21
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1020
Census Tract	352800

Owner

26 Split Rock Dr is owned and occupied by an individual who bought it in January 2017.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26 SPLIT ROCK DR, WATERBURY, CT 06706-2440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage ION BANK
Jan 25, 2017	Trustee's Deed, Transfer · Conventional Mortgage ION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on File
Deed Sale	Jan 25, 2017 · Amount on File
Deed Book / Page	7590 / 203
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	26 SPLIT ROCK DR, WATERBURY, CT 06706-2440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8053-222
Date	Mar 23, 2020
Book Page	8053/222

Lender

Name	ION BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	265 Months
Due	Apr 1, 2042

January 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WATERBURY CT
Recording Date	Jan 25, 2017
Property Address	26 SPLIT ROCK DR, WATERBURY, CT 06706-2440
Document Number	7590-203
Book / Page	007590 / 000203
Instrument Date	Jan 24, 2017
Instrument	892
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SPRUCEDALE DR WATERBURY CT 067062848, WATERBURY, CT 06706-2848

Mortgage

Document Number	7590-205
Date	Jan 25, 2017
Book Page	007590/000205
Instrument	893

Lender

Name	ION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 26 Split Rock Dr was $7,421.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,421.00	$171,220 (-) Land $27,580 Building $143,640	$335,265 (+179.73%)
2025		$171,220 Land $27,580 Building $143,640	$119,854 Land $19,306 Building $100,548
2024	$7,701.00 (-17%)
2023	$9,278.00	$171,220 Land $27,580 Building $143,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Split Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Split Rock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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