Waterbury City property record for 44 Split Rock Dr, Waterbury, CT 06706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,492 sqft · built 1959 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jun 2018) |
| Tax Bill | $6,717 (2026) |
| Deeds & Mortgages | Aug 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 48811460019 |
| Primary APN | 48811460019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Basement Area | 1,439 sqft |
| Unfinished Basement | 1,103 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 48811460019 |
|---|---|
| Street Address | 44 SPLIT ROCK DR |
| City | WATERBURY |
| State | CT |
| Zip | 06706-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Subdivision | CONCORD TERRACE |
| Legal Block | 1146 |
| Legal Lot Number | 19 |
| Jurisdiction | WATERBURY CT |
| Township / Civil Division | WATERBURY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 352800 |
44 Split Rock Dr is owned and occupied by an individual who bought it in June 2018.
Source: Waterbury City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 SPLIT ROCK DR, WATERBURY, CT 06706-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on File |
| Deed Sale | Jun 8, 2018 · Amount on File |
| Prior Sale | Apr 2, 2015 · Amount on File |
| Deed Book / Page | 7797 / 93 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERBURY CT |
| Property Address | 44 SPLIT ROCK DR, WATERBURY, CT 06706-2440 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 008920-306 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 8920/306 |
| Instrument | 2024-09302 |
| Name | THOMASTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
The 2026 property tax bill for 44 Split Rock Dr was $6,717, down 3.6% from the year before.
Source: Waterbury City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Waterbury City |
| Unified School District | Waterbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,717.00 (-3.64%) | $154,980 (-) Land $26,740 Building $128,240 | $310,088 (+185.83%) |
| 2025 | $6,971.00 | $154,980 Land $26,740 Building $128,240 | $108,486 Land $18,718 Building $89,768 |
| 2024 | $6,971.00 (-16.99%) | ||
| 2023 | $8,398.00 | $154,980 Land $26,740 Building $128,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Split Rock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 44 Split Rock Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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