14 Split Rock Dr, Waterbury, CT 06706 Property Records

Waterbury City property record for 14 Split Rock Dr, Waterbury, CT 06706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 1966
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2021)
Tax Bill	$8,076 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`48811460022`

Property Details

APN / Parcel Number

Primary APN	`48811460022`
Alternative APNs	`WATE M:0488 B:1146 L:0022` `WBRY M:0488 B:1146 L:0022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
Basement Area	1,540 sqft
Unfinished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	48811460022
Street Address	14 SPLIT ROCK DR
City	WATERBURY
State	CT
Zip	06706-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	1146
Legal Lot Number	22
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1020
Census Tract	352800

Owner

14 Split Rock Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 SPLIT ROCK DR, WATERBURY, CT 06706-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
May 21, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Deed Document Number	202111139
Deed Book / Page	8275 / 342
Prior Transfer Date	May 3, 2021
Prior Transfer Doc	8275-338
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WATERBURY CT
Recording Date	May 21, 2021
Property Address	14 SPLIT ROCK DR, WATERBURY, CT 06706-2440
Document Number	008275-342
Book / Page	8275 / 342
Instrument Date	May 19, 2021
Instrument	202111139
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	925 ORONOKE RD, WATERBURY, CT 06708-3945

Mortgage

Document Number	0202111140
Date	May 21, 2021
Instrument	2021-11140

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WATERBURY CT
Recording Date	May 21, 2021
Property Address	14 SPLIT ROCK DR, WATERBURY, CT 06706-2440
Document Number	008275-338
Book / Page	8275 / 338
Instrument Date	May 3, 2021
Instrument	202111138
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 14 Split Rock Dr was $8,076.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,076.00	$186,340 (-) Land $27,300 Building $159,040	$353,840 (+171.27%)
2025		$186,340 Land $27,300 Building $159,040	$130,438 Land $19,110 Building $111,328
2024	$8,382.00 (-16.99%)
2023	$10,098.00	$186,340 Land $27,300 Building $159,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Split Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Split Rock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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