26 Seadrift Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 26 Seadrift Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,596 sqft · built 1933
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Mar 2021)
Tax Bill	$10,455 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`19-00076-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`19-00076-0000-00009`
Alternative APNs	`190007600009` `00014950`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	861 sqft
Upper Floors Area	714 sqft
Basement Area	609 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Flat
Roof Material	Other
Lot Area	2,309 sqft (0.053 acres)
Lot Dimensions	70 ft deep x 33 ft wide
Garage Type	Basement
Garage Area	189 sqft
Porch	Open Porch
Deck Area	528 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00014950
Street Address	26 SEADRIFT AVE
City	HIGHLANDS
State	NJ
Zip	07732-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Description	L12
Legal Subdivision	WATER WITCH DEV COS
Legal Block	76
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2012
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 13, 2021	Deed, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Feb 14, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI MORGAN STANLEY PVT BK NA
Apr 5, 2017	Grant Deed, Construction Loan · Construction Mortgage TWO RIVER CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2021 · Amount on Record
Deed Sale	Mar 13, 2021 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	202139495
Deed Book / Page	9490 / 2090
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	26 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SOURCEPOINT MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095766098
Date	Feb 4, 2022
Book Page	9576/6098
Instrument	2022014118

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 13, 2021
Property Address	26 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529
Document Number	0094902090
Book / Page	9490 / 2090
Instrument Date	Oct 29, 2020
Instrument	2021039495
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	EAST COAST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 WINDING WAY S, 192, LITTLE SILVER, NJ 07739-1722

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529

Mortgage

Document Number	2021039496
Date	Mar 13, 2021
Instrument	2021039496

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2050

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 14, 2018
Property Address	26 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529
Document Number	0000017605
Book / Page	009274 / 000470
Instrument Date	Jan 26, 2018
Instrument	17605
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SEADRIFT AVE HIGHLANDS NJ 077321529, HIGHLANDS, NJ 07732-1529

Mortgage

Document Number	17606
Date	Feb 14, 2018
Book Page	009274/000486
Instrument	17606

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 5, 2017
Property Address	26 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529
Document Number	0000036171
Book / Page	009221 / 000276
Instrument Date	Mar 31, 2017
Instrument	36171
Transaction Type	Construction Loan
Record Updated	May 19, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	182 STONE HILL RD COLTS NECK NJ 077221730, COLTS NECK, NJ 07722-1730

Mortgage

Document Number	36172
Date	Apr 5, 2017
Book Page	009221/000288
Instrument	36172

Lender

Name	TWO RIVER CMNTY BK
Type	Bank
Address	TINTON FALLS, NJ 07724

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,100 (+15.82%) Land $354,800 Building $353,300	$708,100 (+15.82%) Land $354,800 Building $353,300
2025	$10,455.00 (+5.91%)	$611,400 (+30.5%) Land $261,300 Building $350,100	$611,400 (+30.5%) Land $261,300 Building $350,100
2024	$9,872.00 (+13.59%)
2023		$468,500 Land $148,700 Building $319,800	$468,500 Land $148,700 Building $319,800
2022	$8,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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