18 Seadrift Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 18 Seadrift Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,130 sqft · built 1933
Lot Size	0.08 acres (3,498 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,771 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`19-00077-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`19-00077-0000-00002-01`
Alternative APNs	`19000770000000020001` `00015040`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,130 sqft Living Area
1st Floor Area	610 sqft
Upper Floors Area	520 sqft
Basement Area	610 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Traditional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	70 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	00015040
Street Address	18 SEADRIFT AVE
City	HIGHLANDS
State	NJ
Zip	07732-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Block	77
Legal Lot Number	2.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2004
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 SEADRIFT AVE, HIGHLANDS, NJ 07732-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
May 2, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	18 SEADRIFT AVE, HIGHLANDS, NJ 07732-1509
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SEADRIFT AVE, HIGHLANDS, NJ 07732-1509

Mortgage

Document Number	0096452601
Date	May 19, 2023
Book Page	9645/2601
Instrument	2023034478

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 2, 2017
Property Address	18 SEADRIFT AVE, HIGHLANDS, NJ 07732-1509
Document Number	0092253995
Book / Page	009225 / 003995
Instrument Date	May 2, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,900 (+17.94%) Land $462,800 Building $142,100	$604,900 (+17.94%) Land $462,800 Building $142,100
2025	$8,771.00 (+24.77%)	$512,900 (+50.06%) Land $372,100 Building $140,800	$512,900 (+50.06%) Land $372,100 Building $140,800
2024	$7,030.00 (+32.37%)
2023		$341,800 Land $195,100 Building $146,700	$341,800 Land $195,100 Building $146,700
2022	$5,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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