28 Seadrift Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 28 Seadrift Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,185 sqft · built 1942
Lot Size	0.053 acres (2,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Oct 2019)
Tax Bill	$7,001 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00076-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-00076-0000-00008`
Alternative APNs	`190007600008` `00014940`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	190 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	2,309 sqft (0.053 acres)
Lot Dimensions	70 ft deep x 33 ft wide
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00014940
Street Address	28 SEADRIFT AVE
City	HIGHLANDS
State	NJ
Zip	07732-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	BOROUGH/HIGHLANDS
Legal Block	76
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2012
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Oct 16, 2019	Grant Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Jul 12, 2010 · Amount on Record
Deed Document Number	201996951
Deed Book / Page	9374 / 1682
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529

Mortgage

Document Number	0096399078
Date	Apr 5, 2023
Book Page	9639/9078
Instrument	2023023283

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095642891
Date	Dec 10, 2021
Book Page	9564/2891
Instrument	2021177043

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 16, 2019
Property Address	28 SEADRIFT AVE, HIGHLANDS, NJ 07732-1529
Document Number	0000096951
Book / Page	009374 / 001682
Instrument Date	Sep 26, 2019
Instrument	96951
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 SEADRIFT AVE HIGHLANDS NJ 077321529, HIGHLANDS, NJ 07732-1529

Mortgage

Document Number	96952
Date	Oct 16, 2019
Book Page	009374/001691
Instrument	96952

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,400 (+23.2%) Land $354,800 Building $149,600	$504,400 (+23.2%) Land $354,800 Building $149,600
2025	$7,001.00 (+11.87%)	$409,400 (+41.27%) Land $261,300 Building $148,100	$409,400 (+41.27%) Land $261,300 Building $148,100
2024	$6,258.00 (+24.99%)
2023		$289,800 Land $148,700 Building $141,100	$289,800 Land $148,700 Building $141,100
2022	$5,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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