26 Phyllis Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 26 Phyllis Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 888 sqft · built 1956
Lot Size	0.162 acres (7,039 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2023)
Tax Bill	$8,387 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00024-01-00028`

Property Details

APN / Parcel Number

Primary APN	`16-00024-01-00028`
Alternative APNs	`1600024000100028` `1600024A00028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,039 sqft (0.162 acres)
Lot Dimensions	110 ft deep x 64 ft wide
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	1600024A00028
Street Address	26 PHYLLIS RD
City	FREEHOLD
State	NJ
Zip	07728-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	PARK AVE HOMES
Legal Block	24.1
Legal Lot Number	28
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2019
Census Tract	811000

Owner

26 Phyllis Rd is owned and occupied by an individual who bought it in December 2023.

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	26 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Dec 7, 2023	Deed, Transfer · Conventional Mortgage COLUMBIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Deed Document Number	202384984
Deed Book / Page	9670 / 2179
Prior Transfer Date	Feb 24, 2010
Prior Transfer Doc	0088250849
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	26 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097568291
Date	Sep 17, 2025
Book Page	9756/8291
Instrument	2025074341

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 7, 2023
Property Address	26 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Document Number	0096702179
Book / Page	9670 / 2179
Instrument Date	Nov 13, 2023
Instrument	2023084984
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	ALLSTATE TITLE AGENCY INC, ALLSTATE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 BOQUET ST, LIGONIER, PA 15658-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 PHYLLIS RD, FREEHOLD, NJ 07728-1606

Mortgage

Document Number	2023084985
Date	Dec 7, 2023
Instrument	2023084985

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 26 Phyllis Rd was $8,387, up 3.6% from the year before.

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,900 (-4.4%) Land $245,200 Building $154,700	$399,900 (-4.4%) Land $245,200 Building $154,700
2025	$8,387.00 (+3.57%)	$418,300 Land $267,700 Building $150,600	$418,300 Land $267,700 Building $150,600
2024	$8,098.00
2023		$343,600 (+16.44%) Land $199,300 Building $144,300	$343,600 (+16.44%) Land $199,300 Building $144,300
2022	$6,705.00 (+11.81%) Senior Citizen's exemption	$295,100 Land $163,700 Building $131,400	$295,100 Land $163,700 Building $131,400
2021	$5,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Phyllis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Phyllis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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