22 Phyllis Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 22 Phyllis Rd, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,035 sqft · built 1952
Lot Size0.135 acres (5,881 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (May 2012)
Tax Bill$10,099 (2025)
Deeds & MortgagesFeb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN16-00024-01-00026

Property Details

APN / Parcel Number

Primary APN16-00024-01-00026
Alternative APNs
  • 1600024000100026
  • 1600024A00026

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,035 sqft Living Area
1st Floor Area2,035 sqft
Basement Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area5,881 sqft (0.135 acres)
Lot Dimensions98 ft deep x 60 ft wide

Exterior Amenities

PorchOpen Porch
Deck Area300 sqft
Patio Area300 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number1600024A00026
Street Address22 PHYLLIS RD
CityFREEHOLD
StateNJ
Zip07728-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionPARK AVE HOMES
Legal Block24.1
Legal Lot Number26
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group2
Census Block2019
Census Tract811000

Owner

22 Phyllis Rd is owned and occupied by two individuals who bought it in May 2012.

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address22 PHYLLIS RD, FREEHOLD, NJ 07728-1606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2012 · Amount on File
Deed SaleMay 23, 2012 · Amount on File
Prior SaleAug 20, 1997 · Amount on File
Deed Document Number201253880
Deed Book / Page8950 / 5086
Record UpdatedOct 29, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address22 PHYLISS RD, FREEHOLD, NJ 07728-1606
Document Number0000028869
Instrument DateFeb 20, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 PHYLLIS RD FREEHOLD NJ 077281606, FREEHOLD, NJ 07728-1606

Mortgage

Document Number0000028869
DateMar 20, 2018
Book Page009279/001529
Instrument28869
Lender
NameWELLS FARGO BK/TX
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 19, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 22 Phyllis Rd was $10,099, up 3.4% from the year before.

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityFreehold Borough
Elementary School DistrictFreehold Borough School District (KG - 08)
Secondary School DistrictFreehold Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$486,300 (-3.45%) Land $254,800 Building $231,500$486,300 (-3.45%) Land $254,800 Building $231,500
2025$10,099.00 (+3.37%)$503,700 Land $278,500 Building $225,200$503,700 Land $278,500 Building $225,200
2024$9,770.00
2023$422,400 Land $206,500 Building $215,900$422,400 Land $206,500 Building $215,900
2022$8,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Phyllis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Phyllis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEHOLD BOROUGH WATER D
serves 11,029 people · EPA ID NJ1315001
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2022
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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