24 Phyllis Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 24 Phyllis Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 984 sqft · built 1956
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Apr 2016)
Tax Bill	$8,876 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00024-01-00027`

Property Details

APN / Parcel Number

Primary APN	`16-00024-01-00027`
Alternative APNs	`1600024000100027` `1600024A00027`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	98 ft deep x 60 ft wide
Deck Area	264 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	1600024A00027
Street Address	24 PHYLLIS RD
City	FREEHOLD
State	NJ
Zip	07728-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	PARK AVE HOMES FOR MARGIO C
Legal Block	24.1
Legal Lot Number	27
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2019
Census Tract	811000

Owner

24 Phyllis Rd is owned and occupied by two individuals who acquired it in November 2019.

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 2, 2019	Quit Claim Deed, Mortgage · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2016 · Amount on File
Deed Sale	Apr 1, 2016 · Amount on File
Deed Document Number	201629592
Deed Book / Page	9159 / 1171
Last Transfer Date	Nov 1, 2019
Transfer Doc	0093826762
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	24 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 PHYLLIS RD, FREEHOLD, NJ 07728-1606

Mortgage

Document Number	0097560457
Date	Sep 15, 2025
Book Page	9756/457
Instrument	2025072772

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	24 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095007912
Date	Apr 13, 2021
Book Page	9500/7912
Instrument	2021059277

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 2, 2019
Property Address	24 PHYLISS RD, FREEHOLD, NJ 07728-1606
Document Number	0000114216
Book / Page	009382 / 006762
Instrument Date	Nov 1, 2019
Instrument	114216
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	CLEAR TO CLOSE TITLE SERVICES INC, CLEAR TO CLOSE TITLE SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 PHYLLIS RD FREEHOLD NJ 077281606, FREEHOLD, NJ 07728-1606

Mortgage

Document Number	114219
Date	Dec 2, 2019
Book Page	009382/006778
Instrument	114219

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 24 Phyllis Rd was $8,876, down 0.1% from the year before.

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,700 (-) Land $254,800 Building $187,900	$442,700 (-) Land $254,800 Building $187,900
2025	$8,876.00 (-0.1%)	$442,700 Land $278,500 Building $164,200	$442,700 Land $278,500 Building $164,200
2024	$8,885.00
2023		$392,900 Land $206,500 Building $186,400	$392,900 Land $206,500 Building $186,400
2022	$7,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Phyllis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Phyllis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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