26 Merrill Cir S, Moraga, CA 94556 Property Records

Contra Costa County property record for 26 Merrill Cir S, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,710 sqft · built 1988
Lot Size	1.01 acres (44,169 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Aug 2020)
Tax Bill	$20,391 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-720-010-2`

Property Details

APN / Parcel Number

Primary APN	`258-720-010-2`
Alternative APN	`258-720-010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,710 sqft Living Area
1st Floor Area	2,718 sqft
2nd Floor Area	948 sqft
Basement Area	44 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Cluster
Lot Area	44,169 sqft
Garage Type	Attached
Garage Area	813 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	26 MERRILL CIR S
City	MORAGA
State	CA
Zip	94556-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6292 POR LOT 2
Legal Subdivision	SUBDIVISION 6292
Legal Tract	6292
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4005
Census Tract	352102

Owner

26 Merrill Cir S is owned and occupied by two individuals who bought it in August 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 MERRILL CIR S, MORAGA, CA 94556-2841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 20, 2020	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	May 12, 1999 · Amount on File
Deed Document Number	2020177356
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 1, 2026
Property Address	26 MERRILL CIR S, MORAGA, CA 94556-2841
Document Number	0000056764
Instrument Date	May 22, 2026
Instrument	202656764
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	26 MERRILL CIR S, MORAGA, CA 94556-2841

Mortgage

Document Number	0000056764,
Date	Jun 1, 2026
Instrument	202656764

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	26 MERRILL CIR S, MORAGA, CA 94556-2841
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 MERRILL CIR S, MORAGA, CA 94556-2841

Mortgage

Document Number	0000159410
Date	Jun 1, 2021
Instrument	2021-159410

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	7.25%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 20, 2020
Property Address	26 MERRILL CIR S, MORAGA, CA 94556-2841
Document Number	0000177356
Instrument Date	Aug 14, 2020
Instrument	177356
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,705.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 MERRILL CIR S MORAGA CA 945562841, MORAGA, CA 94556-2841

Mortgage

Document Number	177357
Date	Aug 20, 2020
Instrument	177357

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 26 Merrill Cir S was $20,391 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,711,324 (+2%) Land $1,159,284 Building $552,040
2025	$20,391.00 Homeowner's exemption	$1,677,769 Land $1,136,553 Building $541,216
2023	$19,267.00 (+1.62%) Homeowner's exemption	$1,612,620 Land $1,092,420 Building $520,200
2022	$18,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26 Merrill Cir S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Merrill Cir S is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, Unwired.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Merrill Cir S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures