25 Merrill Cir S, Moraga, CA 94556 Property Records

Contra Costa County property record for 25 Merrill Cir S, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,155 sqft · built 1989
Lot Size	0.931 acres (40,554 sqft)
Owner	Company Name on Record
Last Sale	$2,250,000 (Jan 2021)
Tax Bill	$28,881 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`258-710-026`

Property Details

APN / Parcel Number

Primary APN	`258-710-026`
Alternative APN	`258-710-026-0`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,155 sqft Living Area
1st Floor Area	1,956 sqft
2nd Floor Area	2,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Slate
Lot Area	40,554 sqft (0.931 acres)
View / Lot	Woodland
Garage Type	Attached
Garage Area	799 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25 MERRILL CIR S
City	MORAGA
State	CA
Zip	94556-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6292 POR LOTS 36 & 37
Legal Subdivision	SUBDIVISION 6292
Legal Tract	6292
Legal Lot Number	36,37
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4007
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	99 27TH AVE, SAN FRANCISCO, CA 94121-1025
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 29, 2022	Intrafamily Transfer, Transfer
Jan 29, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jan 27, 2017	Deed of Trust, Mortgage SOFI LNDG
Feb 1, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Aug 8, 2013 · Amount on Record
Deed Document Number	202127903
Prior Transfer Date	Jan 19, 2017
Prior Transfer Doc	0000020972
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	25 MERRILL CIR S, MORAGA, CA 94556-2840
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122711
Date	Aug 1, 2018
Instrument	2018-122711

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 29, 2022
Property Address	25 MERRILL CIR S, MORAGA, CA 94556-2840
Document Number	0000133115
Map Reference	MB 289 PG 46
Instrument Date	Jun 3, 2022
Instrument	2022-133115
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3871 PIEDMONT AVE # 57, 57, OAKLAND, CA 94611-5378

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 29, 2021
Property Address	25 MERRILL CIR S, MORAGA, CA 94556-2840
Document Number	0000027903
Map Reference	MB 289 PG 46
Instrument Date	Jan 25, 2021
Instrument	2021-027903
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	99 27TH AVE, SAN FRANCISCO, CA 94121-1025

Mortgage

Document Number	0000027904
Date	Jan 29, 2021
Instrument	2021-027904

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	25 MERRILL CIR S, MORAGA, CA 94556-2840
Document Number	0000020973
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	25 MERRILL CIR S MORAGA CA 945562840, MORAGA, CA 94556-2840

Mortgage

Document Number	0000020973
Date	Feb 1, 2017
Instrument	20973

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 1, 2017
Property Address	25 MERRILL CIR S, MORAGA, CA 94556-2840
Document Number	0000020972
Instrument Date	Jan 19, 2017
Instrument	20972
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	25 MERRILL CIR S MORAGA CA 945562840, MORAGA, CA 94556-2840

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,484,179 (+2%) Land $1,159,284 Building $1,324,895
2025	$28,881.00 (+5.88%)	$2,435,470 (+4.04%) Land $1,136,553 Building $1,298,917
2023	$27,276.00 (+1.64%)	$2,340,900 Land $1,092,420 Building $1,248,480
2022	$26,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, Unwired.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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