26 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 26 Main St, Cold Spring, NY 10516

Property Summary

Property Type	Commercial
Details	3,072 sqft · built 2004
Lot Size	0.086 acres (3,750 sqft)
Owner	Company Name on Record
Last Sale	$1,155,000 (Jan 2024)
Tax Bill	$23,668 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372601 48.12-1-57`

Property Details

APN / Parcel Number

Primary APN	`372601 48.12-1-57`
Alternative APNs	`260104801200010570000000` `703450`

Interior

Stories	2 Stories
Building Area	3,072 sqft Gross Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	75 ft deep x 50 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	703450
Street Address	26 MAIN ST
City	COLD SPRING
State	NY
Zip	10516-3013
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R10
Legal Description	LAND & GARAGE
Legal Subdivision	VILLAGE OF COLD SPRONG
Legal Block	1
Legal Lot Number	57.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3006
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	230 MOHAWK RD, MINNEOLA, FL 34715-7433
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	202482
Deed Book / Page	2344 / 52
Prior Transfer Date	Aug 27, 1998
Prior Transfer Doc	1440000368
Record Updated	Sep 20, 2026

January 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 4, 2024
Property Address	26 MAIN ST, COLD SPRING, NY 10516-3013
Document Number	0023440052
Book / Page	2344 / 52
Instrument Date	Dec 29, 2023
Instrument	82-2024
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	RE TITLE AGENCY LLC, RG TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 MAIN ST, COLD SPRING, NY 10516-3013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 MOHAWK RD, MINNEOLA, FL 34715-7433

Mortgage

Document Number	0007842127
Date	Jan 4, 2024
Instrument	7842/127

Lender

Name	UNITED SOUTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Dec 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$373,000 (-) Land $40,500 Building $332,500	$1,216,172 (+14.84%)
2024	$23,668.00
2023		$373,000 (-) Land $40,500 Building $332,500	$1,059,057 (+11.73%) Land $114,991 Building $944,066
2022		$373,000 Land $40,500 Building $332,500	$947,903 Land $102,922 Building $844,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000