14 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 14 Main St, Cold Spring, NY 10516

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 4,319 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Feb 2025)
Tax Bill	$17,132 (2024)
Deeds & Mortgages	Feb 2025 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`372601 48.12-1-67`

Property Details

APN / Parcel Number

Primary APN	`372601 48.12-1-67`
Alternative APNs	`260104801200010670000000` `016300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,319 sqft Gross Area
1st Floor Area	1,136 sqft
Upper Floors Area	537 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Old Style
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	72 ft deep x 33 ft wide
View / Lot	Lake Front
Porch	Covered Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	016300
Street Address	14 MAIN ST
City	COLD SPRING
State	NY
Zip	10516-3202
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R10
Legal Description	LAND & RESIDENCE
Legal Block	1
Legal Lot Number	67.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3007
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	483 MILLTOWN RD, BREWSTER, NY 10509-5215
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2025 · Amount on Record
Deed Sale	Feb 6, 2025 · Amount on Record
Prior Sale	Dec 2, 1998 · Amount on Record
Deed Document Number	2025796
Deed Book / Page	2387 / 95
Record Updated	Oct 29, 2026

February 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Feb 6, 2025
Property Address	14 MAIN ST, COLD SPRING, NY 10516-3202
Document Number	0023870095
Book / Page	2387 / 95
Instrument Date	Jan 24, 2025
Instrument	796-2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	PREMIER ABSTRACT LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3195 SERENITY CT APT 202, 202, NAPLES, FL 34114-9581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 MILLTOWN RD, BREWSTER, NY 10509-5215

Mortgage

Document Number	0079520115
Date	Feb 6, 2025
Book Page	7952/115
Instrument	797-2025

Lender

Name	BALD EGO VIII LLC
Type	Non-Lending Institution
Address	NAPLES, FL 34114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$407,300 (+50.85%) Land $51,150 Building $356,150	$1,328,008 (+73.23%)
2024	$17,132.00
2023		$270,000 (-) Land $51,150 Building $218,850	$766,610 (+11.73%) Land $145,230 Building $621,380
2022		$270,000 Land $51,150 Building $218,850	$686,150 Land $129,987 Building $556,163

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000