40 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 40 Main St, Cold Spring, NY 10516

Property Summary

Property Type	Commercial
Details	6,564 sqft · built 1922
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on File
Last Sale	$937,500 (Mar 2021)
Tax Bill	$22,088 (2024)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`372601 48.12-2-4`

Property Details

APN / Parcel Number

Primary APN	`372601 48.12-2-4`
Alternative APNs	`260104801200020040000000` `010600`

Interior

Stories	1 Story
Building Area	6,564 sqft Gross Area
1st Floor Area	6,564 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	010600
Street Address	40 MAIN ST
City	COLD SPRING
State	NY
Zip	10516-3015
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R10
Legal Description	LAND & COMM BUILDING
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3018
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	ST, GARRISON, NY 10524
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	202131932021
Deed Book / Page	2205 / 198
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Mar 11, 2021
Property Address	40 MAIN ST, COLD SPRING, NY 10516-3015
Document Number	0022050198
Book / Page	2205 / 198
Instrument Date	Feb 25, 2021
Instrument	3193-2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 PERK AND SONS CT, 29, COLD SPRING, NY 10516-3906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MAIN STREET, GARRISON, NY 10524

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,100 (-) Land $51,100 Building $297,000	$1,134,985 (+14.84%)
2024	$22,088.00
2023		$348,100 (+8.41%) Land $51,100 Building $297,000	$988,359 (+21.12%) Land $145,088 Building $843,271
2022		$321,100 Land $51,100 Building $270,000	$816,010 Land $129,860 Building $686,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20