21 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 21 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,857 sqft · built 2017
Lot Size	0.85 acres (37,027 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,472 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000220-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000220-0`
Alternative APN	`333466`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,857 sqft Living Area
Gross Area	3,603 sqft
1st Floor Area	2,857 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	37,027 sqft (0.85 acres)
Garage Type	Attached
Garage Area	746 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 20 BLOCK 2 ACRES .85
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	2
Legal Lot Number	20
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Gift Deed, Transfer
Oct 21, 2022	Gift Deed, Transfer
Apr 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage TEXAS LIMITED LIABILITY CO
Jan 16, 2018	Deed of Trust, Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Feb 22, 2018	Deed, Transfer FIRST NATIONAL BANK OF MCGREGOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021
Deed Sale	Oct 12, 2021
Prior Sale	Oct 12, 2021
Deed Document Number	202141625
Last Transfer Date	Oct 19, 2022
Transfer Doc	0000041624
Record Updated	Oct 29, 2026

October 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 21, 2022
Property Address	21 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000041624
Map Reference	FILE 2005004493
Instrument Date	Oct 19, 2022
Instrument	2022041624
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 INDEPENDENCE TRL, WACO, TX 76708-9603

October 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 21, 2022
Property Address	21 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000041625
Map Reference	FILE 2005004493
Instrument Date	Oct 19, 2022
Instrument	2022041625
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21 INDEPENDENCE TRL, WACO, TX 76708-9603

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	21 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012258
Date	Apr 20, 2017
Instrument	2017012258

Lender

Name	TEXAS LIMITED LIABILITY CO
Type	Non-Lending Institution
Address	WACO, TX 76706

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	21 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001271
Date	Jan 16, 2018
Instrument	2018001271

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 22, 2018
Property Address	21 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000005603
Map Reference	FILE2005004493
Instrument Date	Feb 16, 2018
Instrument	2018005603
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 S ROBINSON DR, 311, ROBINSON, TX 76706-5607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	28107 GLENGARRY LN, ESCONDIDO, CA 92026-6647

Mortgage

Date	Feb 22, 2018

Lender

Name	FIRST NATIONAL BANK OF MCGREGOR
Type	Bank

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000005604
Date	Feb 22, 2018
Instrument	2018005604

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$700,189 (-0.56%) Land $70,351 Building $629,838	$700,189 (-10.01%) Land $70,351 Building $629,838
2025	$8,472.00 (-1.18%) Homeowner's exemption Senior Citizen's exemption	$704,160 (+10.3%)	$778,050 (+21.88%) Land $64,060 Building $713,990
2024	$8,573.00 (+5.01%)
2023		$638,400 Land $64,060 Building $574,340	$638,400 Land $64,060 Building $574,340
2022	$8,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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