Kenton County property record for 26 Holmesdale Ct, Covington, KY 41014
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,960 sqft · built 1927 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Mar 2021) |
| Tax Bill | $861 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-19-020.00 |
| Primary APN | 055-23-19-020.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Finished Area |
| Gross Area | 2,136 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 70 ft deep x 44 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 26 HOLMESDALE CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1726 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | HARRIS LOT 33 EXCEPT W 3FT |
| Legal Subdivision | HARRIS CLAUDE |
| Legal Lot Number | 33 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 61100 |
26 Holmesdale Ct, a duplex, is owned by two individuals who bought it in March 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3500 REEVES DR, COVINGTON, KY 41017-9436 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS FSLA |
| Mar 29, 2021 | Deed of Trust, Mortgage CITIZENS FSLA |
| Mar 23, 2021 | Quit Claim Deed, Transfer INDIANA LAND TITLE |
| Jun 25, 2020 | Warranty Deed, Transfer INDIANA LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on File |
| Deed Sale | Mar 23, 2021 · Amount on File |
| Prior Sale | Jun 25, 2020 · Amount on File |
| Deed Document Number | 20215900049 |
| Deed Book / Page | 79 / 256 |
| Prior Transfer Date | Mar 16, 2021 |
| Prior Transfer Doc | 0005900049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 26 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900090 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | KCM 467/993 |
| Instrument | 23060905900090 |
| Name | CITIZENS FSLA |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 2, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 26 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900198 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 191/840 |
| Instrument | 21032905900198 |
| Name | CITIZENS FSLA |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41011 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 23, 2021 |
| Property Address | 26 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0005900049 |
| Book / Page | 79 / 256 |
| Map Reference | PL 244 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 21032305900049 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | INDIANA LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 HOLMESDALE CT, 26, COVINGTON, KY 41014-1726 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3500 REEVES DR, COVINGTON, KY 41017-9436 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 25, 2020 |
| Property Address | 26 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0000000167 |
| Book / Page | 000028 / 000433 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 167 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | INDIANA LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3500 RECUES DR FORT WRIGHT KY 41017, FORT WRIGHT, KY 41017 |
The 2025 property tax bill for 26 Holmesdale Ct was $861.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,000 (+115.38%) Land $10,000 Building $130,000 | $140,000 (+115.38%) Land $10,000 Building $130,000 | |
| 2025 | $861.00 | $65,000 Land $5,000 Building $60,000 | $65,000 Land $5,000 Building $60,000 |
| 2023 | $865.00 | $65,000 Land $5,000 Building $60,000 | $65,000 Land $5,000 Building $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Holmesdale Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 26 Holmesdale Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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