Kenton County property record for 21 Holmesdale Ct, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,025 sqft · built 1927 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Aug 2025) |
| Tax Bill | $1,570 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-20-009.00 |
| Primary APN | 055-23-20-009.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,025 sqft Finished Area |
| Gross Area | 1,145 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 70 ft deep x 35 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 21 HOLMESDALE CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIS LOT 13 |
| Legal Subdivision | HARRIS CLAUDE |
| Legal Lot Number | 13 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 61100 |
21 Holmesdale Ct is owned by two individuals who bought it in August 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2822 US HIGHWAY 62, HILLSBORO, OH 45133-8856 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CINFED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on File |
| Deed Sale | Aug 21, 2025 · Amount on File |
| Prior Sale | Sep 3, 2002 · Amount on File |
| Deed Document Number | 202523 |
| Deed Book / Page | 359 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 21 HOLMESDALE CT, COVINGTON, KY 41014-1725 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21 HOLMESDALE CT, COVINGTON, KY 41014-1725 |
| Document Number | 0005900324 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | KCM 505/1 |
| Instrument | 23110205900324 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 21 HOLMESDALE CT, COVINGTON, KY 41014-1725 |
| Document Number | 0000000021 |
| Book / Page | 0C6100 / 000030 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | PRO TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 HOMESDALE CT COVINGTON KY 41014, COVINGTON, KY 41014 |
| Document Number | 0000000021 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 0C6100/000030 |
| Instrument | 21 |
| Name | CINFED FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 21 Holmesdale Ct was $1,570.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,000 (+77.22%) Land $10,000 Building $200,000 | $210,000 (+77.22%) Land $10,000 Building $200,000 | |
| 2025 | $1,570.00 | $118,500 Land $5,000 Building $113,500 | $118,500 Land $5,000 Building $113,500 |
| 2023 | $1,578.00 | $118,500 Land $5,000 Building $113,500 | $118,500 Land $5,000 Building $113,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Holmesdale Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 21 Holmesdale Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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