Kenton County property record for 20 Holmesdale Ct, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,138 sqft · built 1917 |
| Lot Size | 0.056 acres (2,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Feb 2022) |
| Tax Bill | $1,855 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-19-017.00 |
| Primary APN | 055-23-19-017.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,138 sqft Finished Area |
| Gross Area | 1,392 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 2,450 sqft (0.056 acres) |
| Lot Dimensions | 70 ft deep x 35 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 HOLMESDALE CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIS LOT 30 35X70' |
| Legal Subdivision | HARRIS CLAUDE |
| Legal Lot Number | 30 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 61100 |
20 Holmesdale Ct is owned and occupied by an individual who bought it in February 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 7, 2022 | Warranty Deed, Transfer · FHA Mortgage PEOPLES BANK |
| Mar 26, 2020 | Warranty Deed, Transfer · FHA Mortgage CHURCHILL MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on File |
| Deed Sale | Feb 7, 2022 · Amount on File |
| Prior Sale | Mar 26, 2020 · Amount on File |
| Deed Document Number | 202238 |
| Deed Book / Page | 146 / 391 |
| Prior Transfer Date | Oct 19, 1999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 20 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 20 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0005900054 |
|---|---|
| Date | Apr 24, 2025 |
| Book Page | KCM 643/926 |
| Instrument | 25042405900054 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 7, 2022 |
| Property Address | 20 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0005900038 |
| Book / Page | 146 / 391 |
| Map Reference | PL 244 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 22020705900038 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8475 OLD HICKORY DR, CINCINNATI, OH 45243-1465 |
| Name | Verified Name |
|---|---|
| Address | 20 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0005900039 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 22020705900039 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 26, 2020 |
| Property Address | 20 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0000000339 |
| Book / Page | 000014 / 000481 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 339 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 HOLMESDALE CT COVINGTON KY 410141726, COVINGTON, KY 41014-1726 |
| Document Number | 340 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 000M25/000677 |
| Instrument | 340 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2050 |
The 2025 property tax bill for 20 Holmesdale Ct was $1,855.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,000 (-) Land $10,000 Building $130,000 | $140,000 (-) Land $10,000 Building $130,000 | |
| 2025 | $1,855.00 | $140,000 Land $5,000 Building $135,000 | $140,000 Land $5,000 Building $135,000 |
| 2023 | $1,864.00 | $140,000 Land $5,000 Building $135,000 | $140,000 Land $5,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Holmesdale Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20 Holmesdale Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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