26 Hemlock Cir, Babbitt, MN 55706 Property Records

St. Louis County property record for 26 Hemlock Cir, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 884 sqft · built 1951
Lot Size	0.206 acres (9,012 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2023)
Tax Bill	$2,818 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-0010-01080`

Property Details

APN / Parcel Number

Primary APN	`105-0010-01080`
Alternative APNs	`1158207` `933555`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	884 sqft Gross Area
1st Floor Area	884 sqft
Basement Area	796 sqft
Finished Basement	796 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,012 sqft (0.206 acres)
Garage Area	252 sqft
Deck Area	192 sqft
Storage Building	256 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1158207
Street Address	26 HEMLOCK CIR
City	BABBITT
State	MN
Zip	55706-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:006 SERIAL #
Legal Subdivision	BABBITT FIRST DIVISION
Legal Block	6
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	BABBITT
Census Block Group	1
Census Block	1018
Census Tract	14100

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1195 HEATHER ST, ELY, MN 55731-8154
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ELY AREA CU
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Jan 6, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	May 21, 2012 · Amount on Record
Deed Document Number	20231478457
Prior Transfer Date	Jan 17, 2022
Prior Transfer Doc	0001435403
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 21, 2023
Property Address	26 HEMLOCK CIR, BABBITT, MN 55706-1113
Document Number	0001478457
Instrument Date	Nov 2, 2023
Instrument	1478457
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 HEATHER ST, ELY, MN 55731-8154

Mortgage

Document Number	0001478458
Date	Nov 21, 2023
Instrument	1478458

Lender

Name	ELY AREA CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 2, 2038

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	26 HEMLOCK CIR, BABBITT, MN 55706-1113
Document Number	00A1401918
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 HEMLOCK CIR BABBITT MN 557061113, BABBITT, MN 55706-1113

Mortgage

Document Number	00A1401918
Date	Jan 25, 2021
Instrument	A1401918

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	26 HEMLOCK CIR, BABBITT, MN 55706-1113
Document Number	00A1302130
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 HEMLOCK CIR BABBITT MN 557061113, BABBITT, MN 55706-1113

Mortgage

Document Number	00A1302130
Date	Jan 13, 2017
Instrument	A1302130

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Babbitt City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,818.00 (+73.95%)
2025	$1,620.00	$138,300 (+55.74%) Land $5,900 Building $132,400	$138,300 (+55.74%) Land $5,900 Building $132,400
2024		$88,800 (+37.67%) Land $5,900 Building $82,900	$88,800 (+37.67%) Land $5,900 Building $82,900
2023	Homeowner's exemption
2022		$64,500 Land $5,200 Building $59,300	$64,500 Land $5,200 Building $59,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Babbitt serves 1,379 people · EPA ID MN1690003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Zito Media Fiber	1,000 / 1,000

May also be available: CTC.

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