22 Hemlock Cir, Babbitt, MN 55706 Property Records

St. Louis County property record for 22 Hemlock Cir, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 780 sqft · built 1951
Lot Size	0.253 acres (11,062 sqft)
Owner	Company Name on Record
Tax Bill	$1,868 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`105-0010-01100`

Property Details

APN / Parcel Number

Primary APN	`105-0010-01100`
Alternative APN	`950089`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	780 sqft Gross Area
1st Floor Area	780 sqft
Basement Area	680 sqft
Finished Basement	680 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,062 sqft (0.253 acres)
Garage Area	273 sqft
Deck Area	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	950089
Street Address	22 HEMLOCK CIR
City	BABBITT
State	MN
Zip	55706-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 BLOCK:006 SERIAL #
Legal Subdivision	CITY OF BABBITT EIGHTH DIVISION
Legal Block	6
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	BABBITT
Census Block Group	1
Census Block	1018
Census Tract	14100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	37 LOCUST DR, BABBITT, MN 55706-1105
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage BOUNDARY WATERS BANK
Jan 22, 2020	Loan Modification, Mortgage BOUNDARY WATERS ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 12, 2013
Transfer Doc	00A1212852
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	22 HEMLOCK CIR, BABBITT, MN 55706-1113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001345622
Date	Nov 29, 2018
Instrument	1345622

Lender

Name	BOUNDARY WATERS BANK
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2038

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	22 HEMLOCK CIR, BABBITT, MN 55706-1113
Document Number	00A1372507
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22 HEMLOCK CIR BABBITT MN 557061113, BABBITT, MN 55706-1113

Mortgage

Document Number	00A1372507
Date	Jan 30, 2020
Instrument	A1372507

Lender

Name	BOUNDARY WATERS ST BK
Type	Bank
Address	ELY, MN 55731

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 29, 2040

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Babbitt City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,868.00 (+14.74%)
2025	$1,628.00 (+1.75%)	$102,000 (+14.22%) Land $6,900 Building $95,100	$102,000 (+14.22%) Land $6,900 Building $95,100
2024	$1,600.00	$89,300 (+37.38%) Land $6,900 Building $82,400	$89,300 (+37.38%) Land $6,900 Building $82,400
2022		$65,000 Land $6,100 Building $58,900	$65,000 Land $6,100 Building $58,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Babbitt serves 1,379 people · EPA ID MN1690003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Zito Media Fiber	1,000 / 1,000

May also be available: CTC.

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