25 Hemlock Cir, Babbitt, MN 55706 Property Records

St. Louis County property record for 25 Hemlock Cir, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1951
Lot Size	0.206 acres (8,997 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (May 2025)
Tax Bill	$588 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-0010-01230`

Property Details

APN / Parcel Number

Primary APN	`105-0010-01230`
Alternative APNs	`1120786` `1112484`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft
Basement Area	115 sqft
Finished Basement	115 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	8,997 sqft (0.206 acres)
Garage Area	240 sqft
Deck Area	Deck Area
Storage Building	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1112484
Street Address	25 HEMLOCK CIR
City	BABBITT
State	MN
Zip	55706-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0026 BLOCK:006 SERIAL #
Legal Subdivision	BABBITT FIRST DIVISION
Legal Block	6
Legal Lot Number	26
Jurisdiction	ST LOUIS MN
Township / Civil Division	BABBITT
Census Block Group	1
Census Block	1025
Census Tract	14100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1618 JACKSON AVE, LOVELAND, CO 80538-3844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage MID MINNESOTA FCU
Jul 14, 2017	Grant Deed, Transfer NORTH SHORE TITLE
Jul 14, 2017	Affidavit of Death, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	20251509616
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 15, 2021
Property Address	25 HEMLOCK CIR, BABBITT, MN 55706-1112
Document Number	0001429939
Instrument Date	Oct 20, 2021
Instrument	1429939
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.22
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HEMLOCK CIR, BABBITT, MN 55706-1112

Mortgage

Document Number	0001429940
Date	Nov 15, 2021
Instrument	1429940

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 2, 2018
Property Address	25 HEMLOCK CIR, BABBITT, MN 55706-1112
Document Number	00A1337844
Instrument Date	Jul 27, 2018
Instrument	A1337844
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20569 HEMATITE ST IRONTON MN 564551182, IRONTON, MN 56455-1182

Mortgage

Document Number	A1337845
Date	Aug 2, 2018
Instrument	A1337845

Lender

Name	MID MINNESOTA FCU
Type	Credit Union
Address	BAXTER, MN 56245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2028

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 14, 2017
Property Address	25 HEMLOCK CIR, BABBITT, MN 55706-1112
Document Number	00A1313226
Instrument Date	Jun 28, 2017
Instrument	A1313226
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$85.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4719 HIGHWAY 3 SILVER BAY MN 556143807, SILVER BAY, MN 55614-3807

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jul 14, 2017
Property Address	25 HEMLOCK CIR, BABBITT, MN 55706-1112
Document Number	00A1313224
Instrument Date	Jun 28, 2017
Instrument	A1313224
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	NORTH SHORE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 LYLEWOOD PKWY CARVER MN 553154544, CARVER, MN 55315-4544

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Babbitt City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$588.00 (+28.95%) Homeowner's exemption
2025	$456.00 (-35.96%) Homeowner's exemption	$84,200 (+1.45%) Land $5,900 Building $78,300	$84,200 (+1.45%) Land $5,900 Building $78,300
2024	$712.00	$83,000 (+37.65%) Land $5,900 Building $77,100	$83,000 (+37.65%) Land $5,900 Building $77,100
2022		$60,300 Land $5,200 Building $55,100	$60,300 Land $5,200 Building $55,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Babbitt serves 1,379 people · EPA ID MN1690003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Zito Media Fiber	1,000 / 1,000

May also be available: CTC.

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