26 Gardenia, Irvine, CA 92620 Property Records

Orange County property record for 26 Gardenia, Irvine, CA 92620

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,898 sqft · built 1998
Lot Size0.202 acres (8,817 sqft)
OwnerTrust Name on File
Last Sale$2,700,000 (May 2021)
Tax Bill$30,986 (2025)
Deeds & MortgagesJul 2022 Transfer
May 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN530-431-32

Property Details

APN / Parcel Number

Primary APN530-431-32

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,898 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area8,817 sqft (0.202 acres)
Garage Area636 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address26 GARDENIA
CityIRVINE
StateCA
Zip92620-1980
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15181 BLK LOT 5
Legal SubdivisionTRACT NO 15181
Legal Tract15181
Legal Lot Number5
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group5
Census Block5003
Census Tract52436

Owner

26 Gardenia is owner-occupied and held in a trust since June 2022.

Source: Orange County records, as of August 4, 2026

Owner of RecordTrust Name on File
Mailing Address26 GARDENIA, IRVINE, CA 92620-1980
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Intrafamily Transfer, Transfer
May 4, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 22, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 22, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2021 · Amount on File
Deed SaleMay 4, 2021 · Amount on File
Prior SaleSep 9, 2009 · Amount on File
Deed Document Number2021298917
Last Transfer DateJun 2, 2022
Transfer Doc0000254751
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateJul 21, 2022
Property Address26 GARDENIA, IRVINE, CA 92620-1980
Document Number0000254751
Map ReferenceMB 754 PG 4-6
Instrument DateJun 2, 2022
Instrument2022000254751
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address26 GARDENIA, IRVINE, CA 92620-1980

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMay 4, 2021
Property Address26 GARDENIA, IRVINE, CA 92620-1980
Document Number0000298917
Map ReferenceMB 754 PG 4-6
Instrument DateMar 4, 2021
Instrument2021000298917
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address228 SOMERSLY PL, LEXINGTON, KY 40515-5718

Mortgage

Document Number0000298918
DateMay 4, 2021
Instrument2021000298918
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address26 GARDENIA, IRVINE, CA 92620-1980
Document Number0000371708
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 GARDENIA IRVINE CA 926201980, IRVINE, CA 92620-1980

Mortgage

Document Number0000371708
DateAug 31, 2017
Instrument371708
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address26 GARDENIA, IRVINE, CA 92620-1980
Document Number0000367966
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address26 GARDENIA IRVINE CA 926201980, IRVINE, CA 92620-1980

Mortgage

Document Number0000367966
DateAug 30, 2017
Instrument367966
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueAug 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 26 Gardenia was $30,986 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,981,017 (+2%) Land $2,182,837 Building $798,180
2025$30,986.00 Homeowner's exemption$2,922,566 Land $2,140,036 Building $782,530
2023$29,577.00 (+1.85%) Homeowner's exemption$2,809,080 Land $2,056,935 Building $752,145
2022$29,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26 Gardenia in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Gardenia is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Google Fiber.

Nearby Properties on Gardenia

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