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26 Dolphin Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 26 Dolphin Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,839 sqft · built 1959
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Oct 2021)
Tax Bill$5,058 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00511620-000000

Property Details

APN / Parcel Number

Primary APN00511620-000000
Alternative APNs
  • 01613900511620000000
  • 1630926

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,839 sqft Living Area
1st Floor Area1,839 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions105 ft deep x 100 ft wide
PorchFlorida Room
Porch Area350 sqft
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1630926
Street Address26 DOLPHIN RD
CityKEY LARGO
StateFL
Zip33037-2913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 4 LT 44 AND 45 REVISED AMENDED PLAT OF RIVIERA VILLAGE PB2-80 KEY LARGO OR8-460 OR159-144/45 OR640-644 OR640-642 OR800-800 OR841-958 OR870-1021 OR898-636 OR951-25/26 OR1281-894 OR1795-814 OR2414-2483/86 OR2414-2487 OR2417-1500 OR2442-847 OR2452-17
Legal Range39E
Legal Township61S
Legal Section01
Legal SubdivisionRIVIERA VILLAGE REV & AMD
Legal Block4
Legal Lot Number44,45
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2011
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

26 Dolphin Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address26 DOLPHIN RD, KEY LARGO, FL 33037-2913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2021 · Amount on File
Deed SaleOct 28, 2021 · Amount on File
Prior SaleMar 18, 2008
Deed Document Number20212346292
Deed Book / Page3134 / 1293
Prior Transfer DateNov 30, 2009
Prior Transfer Doc0024761743
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 28, 2021
Property Address26 DOLPHIN RD, KEY LARGO, FL 33037-2913
Document Number0031341293
Book / Page3134 / 1293
Map ReferenceMB 2 PG 80
Instrument DateOct 28, 2021
Instrument2346292
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address163 MOSAIC OAKS CIR, 163, SANTA ROSA BEACH, FL 32459-5498

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 DOLPHIN RD, KEY LARGO, FL 33037-2913

Mortgage

Document Number31341295
DateOct 28, 2021
Instrument3134/1295
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$615,713 Land $376,740 Building $238,973$615,713 Land $376,740 Building $238,973
2024$5,058.00 (+10.08%)
2023$4,595.00 (+2.18%)$484,675 (-1.18%) Land $264,600 Building $220,075$484,675 (-1.18%) Land $264,600 Building $220,075
2022$4,497.00$490,474 Land $264,600 Building $225,874$490,474 Land $264,600 Building $225,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Dolphin Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Dolphin Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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