17 Dolphin Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 17 Dolphin Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 918 sqft · built 1984
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,000 (Feb 2019)
Tax Bill	$4,123 (2024)
Deeds & Mortgages	May 2022 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00511870-000000`

Property Details

APN / Parcel Number

Primary APN	`00511870-000000`
Alternative APNs	`12613900511870000000` `1631183`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	538 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1631183
Street Address	17 DOLPHIN RD
City	KEY LARGO
State	FL
Zip	33037-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 5 LT 8 BOWENS ADDN TO RIVIERA VILLAGE-KEY LARGO PB2-107 G57-181 OR191-330/31 OR822-2050 OR832-505 OR832-504 OR932-440AFF OR932-441 OR1267-1183D/C OR1303-356R/S OR1487-1439/41 OR1880-566 OR2247-1839/40 OR2597-808/11C/T OR2713-523/24 OR2867-1932 OR2
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	BOWENS ADD RIVIERA VILLAGE
Legal Block	5
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2027
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 DOLPHIN RD, KEY LARGO, FL 33037-2912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 31, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 6, 2019	Correction Deed ATTORNEY ONLY
Aug 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2019 · Amount on Record
Deed Sale	Feb 6, 2019 · Amount on Record
Prior Sale	Nov 21, 2014 · Amount on Record
Deed Document Number	20192205039
Deed Book / Page	2947 / 2015
Prior Transfer Date	Nov 5, 2012
Prior Transfer Doc	0025970808
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	17 DOLPHIN RD, KEY LARGO, FL 33037-2912
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 DOLPHIN RD, KEY LARGO, FL 33037-2912

Mortgage

Document Number	0031741887
Date	May 19, 2022
Book Page	3174/1887
Instrument	2376348

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 31, 2018
Property Address	17 DOLPHIN RD, KEY LARGO, FL 33037-2912
Document Number	0029421832
Book / Page	2942 / 1832
Map Reference	MB 2 PG 107
Instrument Date	Dec 31, 2018
Instrument	2200163
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 DOLPHIN RD, KEY LARGO, FL 33037-2912

Mortgage

Document Number	2200164
Date	Dec 31, 2018
Instrument	2200164

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Feb 6, 2019
Property Address	17 DOLPHIN RD, KEY LARGO, FL 33037-2912
Document Number	0029472015
Book / Page	002947 / 002015
Instrument Date	Dec 31, 2018
Instrument	2205039
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,478.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 DOLPHIN RD KEY LARGO FL 330372912, KEY LARGO, FL 33037-2912

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Aug 7, 2017
Property Address	17 DOLPHIN RD, KEY LARGO, FL 33037-2912
Document Number	0028671932
Book / Page	002867 / 001932
Instrument Date	Aug 4, 2017
Instrument	2134062
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 DOLPHIN RD KEY LARGO FL 330372912, KEY LARGO, FL 33037-2912

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,932 (+17.29%) Land $286,000 Building $212,932	$498,932 (+17.29%) Land $286,000 Building $212,932
2024	$4,123.00 (+10.42%)
2023	$3,734.00 (+6.87%)	$425,372 (-0.47%) Land $231,000 Building $194,372	$425,372 (-0.47%) Land $231,000 Building $194,372
2022	$3,494.00	$427,383 Land $231,000 Building $196,383	$427,383 Land $231,000 Building $196,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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