Monroe County property record for 20 Dolphin Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,201 sqft · built 1958 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $218,000 (Mar 2015) |
| Tax Bill | $2,281 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00511660-000000 |
| Primary APN | 00511660-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,201 sqft Living Area |
| 1st Floor Area | 1,201 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Porch | Florida Room |
| Porch Area | 180 sqft |
| Patio Area | 21 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1630969 |
|---|---|
| Street Address | 20 DOLPHIN RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 49 REVISED AMENDED PLAT OF RIVIERA VILLAGE PB2-80 KEY LARGO OR8-460 OR311-192/93 OR1019-2138D/C OR1022-306/08WILL OR1034-1130P/R OR1116-1352 OR1377-1603/04T/C OR1565-630 OR2043-1323D/C OR2043-1324AFF OR2158-1831 OR2463-2055/56C/T OR2473-667/6 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | RIVIERA VILLAGE REV & AMD |
| Legal Block | 4 |
| Legal Lot Number | 49 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 DOLPHIN RD, KEY LARGO, FL 33037-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2015 · Amount on Record |
| Deed Sale | Mar 23, 2015 · Amount on Record |
| Prior Sale | Jul 1, 2010 · Amount on Record |
| Deed Document Number | 20152020864 |
| Deed Book / Page | 2730 / 1927 |
| Prior Transfer Date | Oct 5, 2005 |
| Prior Transfer Doc | 0021581831 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231,193 (+5.99%) | $404,999 (+15.19%) Land $275,730 Building $129,269 | |
| 2024 | $2,281.00 (+5.9%) | ||
| 2023 | $2,154.00 (+4.82%) Homeowner's exemption | $218,134 (+3%) | $351,606 (-0.01%) Land $222,705 Building $128,901 |
| 2022 | $2,055.00 Homeowner's exemption | $211,781 | $351,641 Land $222,705 Building $128,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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